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  1. #16
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    Quote Originally Posted by Greebo View Post
    It is the option of the creditor/account holder to submit credit information to the agencies, so it really depends on who you're dealing with.
    Hm. Maybe I've been incredibly unlucky. LOL
    Sara

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  2. #17
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    I always advocate to just cut up the cards but leave the account open. That way if it is a "Real" emergency she can get to them within 5 days by reordering new cards.

  3. #18
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    Quote Originally Posted by esb3357 View Post
    I always advocate to just cut up the cards but leave the account open. That way if it is a "Real" emergency she can get to them within 5 days by reordering new cards.
    As long as the cards don't require you to use them twice a year, in order to avoid a fee.

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