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Thread: Whats your blow money amount?
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12-15-2011, 06:52 PM #1Registered User
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Whats your blow money amount?
I'm sitting here going back and forth about the amount...I sometimes get my hair dyed and cut...which costs 150.00 everytime I go...thinking of stretching it out between visits if I stay my natural dark brown...we are really wanting this mortgage gone...so trying to do the bare minimums...thinking of $200 per month and just wanted some thoughts on this...it also covers clothing I may need.Janine
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12-15-2011, 07:47 PM #2Registered User
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Dh and I each get 100.00 per month. I rarely spend all mine....usually about 1/2.
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12-15-2011, 07:58 PM #3
100 a month
11% gross to retirement
10% takehome to tithe and offerings
emergency fund maintained at 3000(works for me)
credit card debt 7500
mortgage free
freedom accounts/sinking funds that ebb and flow
then live on the rest!
i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.
"i create prosperity, abundance, and savings for me and my household"
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12-15-2011, 07:59 PM #4Registered User
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Okay you are impressive...I may just challenge myself then.
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Principal amount oweing $74,408
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12-15-2011, 08:09 PM #5Registered User
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$30 a month...
That is just for going out with friends though. Haircuts and such come out of the "misc" fund.Beak-1996, Toad-1998, and Q-1998
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12-15-2011, 08:19 PM #6
yeah, haircuts are its own line item in the budget as is dining out with friends.
11% gross to retirement
10% takehome to tithe and offerings
emergency fund maintained at 3000(works for me)
credit card debt 7500
mortgage free
freedom accounts/sinking funds that ebb and flow
then live on the rest!
i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.
"i create prosperity, abundance, and savings for me and my household"
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12-15-2011, 08:30 PM #7Registered User
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$15 a week for him. I wasn't taking anything since I was trying to beat the debt down to zero.
Now that it's gone, I'll start taking $15 a week too
I can't be out of money... I still have checks left!
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12-15-2011, 08:37 PM #8Registered User
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12-15-2011, 08:38 PM #9Registered User
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Is it a bad thing to put haircuts and clothing into the blow catagory? I did this to keep the number of envelopes down lol.
On Baby Step # 6
Principal amount oweing $74,408
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12-15-2011, 08:40 PM #10Registered User
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I'm not budgeting any clothing for the next 5 months as we have all we need...even bought ahead last year so come Summer Sophie needs nothing(not even shoes)...okay unless I lose the weight I do...now I'm confused lol.
On Baby Step # 6
Principal amount oweing $74,408
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12-15-2011, 08:47 PM #11Registered User
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No, it just depends on how you manage your money and what works for you. My envelopes are: utilities, fuel (for cars), his allowance, my allowance, groceries, misc, and eating out. Anything that can't be eaten (car parts/repairs, haircuts, clothes, etc) comes out of the "misc" envelope.
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12-15-2011, 09:16 PM #12Registered User
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$75/month, I don't usually spend all of it. Hair cuts are already budgeted.
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12-15-2011, 09:25 PM #13Registered User
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That I understand....maybe the months I need a cut/color, just give it a name in the monthly budget. Thanks!!
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12-15-2011, 09:39 PM #14Registered User
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We do $20 each per week, DH and me, but it is truly blow money for stuff like stopping for ice cream, cappucino, and anything we personally want to buy like my craft supplies and things like that. Haircuts, dining out, clothing, and such all have their own amt budgeted.
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12-15-2011, 10:25 PM #15Registered User
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DH gets 20 bucks a week. That's for drinks and junk food at the convenient stores, pops at work and bowling money. (well that's what he uses it for.)
Me? LOL
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