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Thread: Here we go...

  1. #16
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    I disagree a little with the others, but I'm conservative.

    You need to start saving for your retirement ASAP. If your companies match at all, you are throwing away FREE money.

    Sign up today!

  2. #17
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    First I'd cut the credit cards up and then knock that car payment out.

    As you pay the cards off in full each month, you can just use your own money/debit each month. Also, I'll bet when you use your own money you'll end up spending less.

    You already have a house. Unless you plan on going in debt the future. You have no need to use credit.

    Good job though.

  3. #18
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    I totally disagree with a few of the others. If you are doing well with the credit cards and being responsible DO NOT GIVE UP the points. Credit card's are not evil as long as you don't misuse them. Like anything else in life. Moderation is key.

  4. #19
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    The bottom line is this....credit cards are snakes. If you play with snakes chances are you will eventually get bit. You just have to decide if it is worth the risk. I know for me it wasn't but we all have to find our own way.
    Right is right even if no one else is doing it. Wrong is wrong even if everyone else is doing it.

    IF IT IS TO BE.....IT IS UP TO ME
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