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02-12-2008, 10:47 PM #1
I bought TMMO today so I'd have my own copy
I had borrowed the book from the library and was amazed at what I found in the pages even though I'd heard about the plan from this site.
I rec'd my tax refund and thought what a good way to invest a few dollars of it -- by having my own book at home I can write in it, refer to it often, and officially get on the plan.
When I borrowed the book, it seemed to be more of a research and reference guide -- now with my own book I'm committed to working the plan exactly as it is laid out.
Wish me luck!!Jen

30 yr old DD
3 kitties

(2 adopted from my daughter)
As of January 1, 2011------------------------ Updated June 10, 2011
Short term goals:
- $2,000: to set up my consulting business. DONE!
INVESTED ANOTHER $5000!
- $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
- $1,500: pay off Student loan ALMOST THERE!
- $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
- $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
- Complete tax returns by February 15th DONE
Long term goals:
Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
Balances January 1, 2011 -----------------June 10, 2011
Citimortgage on home: $104,500-------- $102,775
BofA Mtg on Rental: $27,000------------ $26,000(Est)
HSBC Equity Line on Rental: $11,900------ $9,902
Citibank car loan: $13,830 -------------- $11,663
Cornerstone car loan: $11,600------- PAID OFF!!
Student Loan: $1,500------------------ $320
Credit card: $1,200-------------------- $1,200
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02-12-2008, 11:09 PM #2Registered User
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Good deal! I've bought books I first used from the library when I thought they would be something I would go back to over and over.
Donna
Use It Up 2012:
Lapghans: 5
Baby afghans: 1
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02-18-2008, 03:29 PM #3
I checked this book out 3 times before I finally bought it. It's a great book, I think. I agree that I have learned to check things out at the library before buying them (for reference type stuff).
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02-19-2008, 12:06 AM #4
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02-19-2008, 10:30 AM #5
I kept my copy and wouldn't loan it out, I referenced too much. When there was someone I wanted to have a book I'd buy them one. I know it sounds silly, but just felt like I had better luck keeping on the plan while I had my own copy.
Later on we were doing so well on the plan I'd buy the 10-at-a-time book deals so I could give them away. But, I'd always keep my first copy. When they revised it and I got a new copy I donated my original, well worn copy that gave me such good luck, to the library (who, for some reason, never had one). Hoping the good luck it brought to me would be passed on to someone else. Like I said, silly.
But it works.
Bring on them baby steps...
Step 1: done
Step 2: waiting on amount, hubby had followup colonoscopy, I had visit to ER with followup procedure
Step 3: to follow, won't know aim until things settle
Step 4: to follow, currently at 6%
Step 5: grown child
Step 6: huge mortgage ANNIHILATED!!
Step 7: ahhhh....

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