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  1. 05-14-2008, 07:23 PM #1
    dortrust
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    Default Online Accounts??????

    I have been told that online banking is now the way to go. Has anyone had any experience with this?

    I am interested in the best rate for a CD to invest our EF. It may also be needed for a wedding. Either way I would like the best rate but am a little afraid of trying it out.

    The one I was checking out was ING direct
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  2. 05-14-2008, 08:43 PM #2
    Frugal Nurse
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    ING has been fantastic! rates are up there. But I haven't done much looking around for others.
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  3. 05-14-2008, 09:17 PM #3
    Nishu
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    I also use ING direct and I've been pretty happy with it. I haven't looked into any other accounts either, though.
    ~Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances.~

    ~The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.~
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  4. 05-14-2008, 09:57 PM #4
    Jenna
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    I have ING. You can get a referral from a current account holder, and you'd earn $25. You have to deposit at least $250 to be eligible. I'm sure a couple of rules apply.

    I've had no problems. I have numerous ING savings accounts. It does take a couple of days for the funds to be transferred and to become available for use.

    Let me know via pm if you'd like a referral. (I'd have the chance to earn $10.)
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  5. 05-15-2008, 06:47 AM #5
    dortrust
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    Default ing direct research

    Thanks for the information. I am going to check it out.

    Teach me how to PM and I will give you the credit for a referral

    I am so green to posting I couldn't even find this for awhile to see if anyone responded.
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  6. 05-15-2008, 12:29 PM #6
    Nishu
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    Just click on her name and select "Send a private message to Jenna."

    That is, if you haven't already figured it out.
    ~Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances.~

    ~The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.~
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  7. 05-15-2008, 12:47 PM #7
    happimommi
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    We use ING for our savings account mostly because we don't have instant access to it. If you have to wait a couple of days to transfer money, it makes you think more about what you are using it for.
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  8. 05-15-2008, 08:28 PM #8
    became4347
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    Just my honest opinion, but you really should put an EF in a more liquid account instead of a CD. You want something you can get to quick with no penalties. I would suggest a higher interest savings account (although right now the rates are dropping you can still get one for around 2.75%).

    Personally, I use emigrantdirect.com but the others are good too--HSBC, ING, etc.
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  9. 05-15-2008, 09:29 PM #9
    Jenna
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    Quote Originally Posted by dortrust View Post
    Thanks for the information. I am going to check it out.

    Teach me how to PM and I will give you the credit for a referral

    I am so green to posting I couldn't even find this for awhile to see if anyone responded.
    you have a pm... you should be able to access it via the link under your name at the top right corner...
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  10. 05-15-2008, 10:02 PM #10
    bumplett
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    I'd agree with a more liquid emergency fund, if it's a true emergency, you need to have access asap.

    otherwise, I'd also suggest ING.

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