How good is ING?

**Bournecrazy** · 05-19-2008, 03:39 PM

i am thinking of opening an ING account, due to it very good interest offer but wanted to know what ING were like and people opinions, i still a little wary (sp?) of online banks tho.

hope i posted in right area

**Jenna** · 05-19-2008, 03:42 PM

[ame="http://www.frugalvillage.com/forums/showthread.php?t=100681"]Online Accounts?????? - Frugal Village Forums[/ame]

We just had a similar thread about online accounts.

I've had an ING for a couple of years now. The only catch, it takes a few days for the deposits and withdrawals to process - so you're unlikely to get money the same day.

**Bournecrazy** · 05-19-2008, 03:46 PM

okay thanks, im not very good at looking for threads lol. i dont mind about how long the process is, the longer it takes to go through the less chance i have of spending it

**Bournecrazy** · 05-19-2008, 04:06 PM

Did it, done! EF has been born will takea while to fill it tho... at least its a start

**Mom23boys** · 05-19-2008, 07:25 PM

I have an ING account and love it! I have never had any problems, but it does take a few days for money to be deposited into your account.

**knitnmom** · 05-19-2008, 08:19 PM

I love mine too! I've had it for over 2 years. I also have an Orange checking and an IRA through them. I had one glitch with the checking a few months back, but it was taken care of in a timely manner.

**Shoshana** · 05-19-2008, 08:54 PM

ING was recommended to me by my financial advisor. I've had only excellent service with them. You can easily call and talk to a real person. I've only done business with them via the telephone.

**Jenna** · 05-19-2008, 09:26 PM

I like that there are no minimum balance required. I had to drain my ING accounts to cover some bills.

**ellentje** · 05-20-2008, 07:19 AM

*proud voice* It is Dutch

**Frugal Nurse** · 05-20-2008, 07:21 AM

I'm so confident with ING and the rate of return that I let them hold $120,000 in various CDs, savings, etc.

So.. nuf said.

They are fair in the rate of return as well as their cost to finance.
Unlike big banks. KWIM?

**Bournecrazy** · 05-20-2008, 07:52 AM

Arrr!!! it is a pain, i need someone to countersign my passport photocopy, but i dont know anyone in a 'real' profession ie, doctor/lawyer/ suppose i could go in to the bank and get someone there to do it.
btw, what does KWIM mean? ive seen it a few times but cant figure it out.

**Bournecrazy** · 05-20-2008, 07:54 AM

never mind i found it, i googled the answer lol

**Frugal Nurse** · 05-20-2008, 08:52 AM

Originally Posted by Bournecrazy

btw, what does KWIM mean? ive seen it a few times but cant figure it out.

Know what I mean?

**Bournecrazy** · 05-20-2008, 09:19 AM

thanks, i googled it as i got curious lol.

**missmanny** · 05-29-2008, 02:22 AM

I have my emergency fund in ING because it earns good interest and is easy enough for me to get to but as it has no card attached to the account I can't just send from it willy nilly.

Here is oz we don't have any problems with transfer delays, it takes a while for my money to appear at ING but when I transfer it back it happens overnight.

I couldn't be happier with them and will open annother one to save in once the debts are paid off and the emergency fund is full for a full 6 months