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  1. 07-21-2008, 06:11 PM #1
    Bournecrazy
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    Default Excited over budget!!

    i have been working on my budget for the rest of the year and up to my holiday in March, just on the basics with my lowest pay, and i worked out by September 2009 i can:
    Double my EF to £1000 ($1980)
    Get my house fund to £5000 ($9900) the minimum we need it, currently at £1320
    also i can have all my holiday spending money by January

    Life feels good
    anywhoo im off to bed, see you all soon
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800
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  2. 07-21-2008, 06:20 PM #2
    FrugalMomof3
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    Wow that's great! Keep up the awesome work
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  3. 07-21-2008, 06:28 PM #3
    chevy_chick95
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    congrats!!!
    Brandi
    Mom to Duramax and to Chelsi -I miss you

    My Ravelry:
    http://www.ravelry.com/people/ChevyChick95

    2012 goals
    Homesteading skill challenge
    Homemade Christmas
    Sewing challenge
    Needle arts challenge
    Learning from Duramax
    No Eating out
    20 wishes
    Me Challenge
    Project Chemo Caps
    Create 365
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  4. 07-21-2008, 07:16 PM #4
    staciah
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    Good for you. Your goal has been set. Now's the hard part, sticking to it. Good luck.
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  5. 07-21-2008, 07:25 PM #5
    Greebo
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    That's awesome!!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  6. 07-22-2008, 12:02 AM #6
    Laura2
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    Great job. It is nice to have a plan.

    Debt as of 10/25/09:

    Student Loan: Currently $9500


    Mortgage: $472,000
    Discover CC: $6500 at 0%
    Chase Disney: $3000 at 0%


    Goals:
    Get monthly food budget down to $200/month for me and my husband.


    My zoo:

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  7. 07-22-2008, 10:20 AM #7
    Bournecrazy
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    i am going to try my best, hope it goes to plan and i dont have to pay out for much if any problems arise, but got my EF for that
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800
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  8. 07-22-2008, 11:11 AM #8
    MomToTwoBoys
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    That's awesome! I love when everything falls into place like that. Good for you.
    Wife to DH since 10/31/2002!
    Mom to DS #1 08/13/98 Mom to DS #2 09/11/03

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  9. 07-22-2008, 12:33 PM #9
    Bournecrazy
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    we are planning on a trip to florida inabout 3-4 years so after next year we wont be going abroad unless we get a super cheap deal, so i am going to start savings after i come back from next years holiday, and we need to raise £1400 for the car by Jan 2010 so i miht make a start on that too next year. get my holiday and xmas out of the way first.
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800
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  10. 07-22-2008, 12:34 PM #10
    Cricketlegs
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    Sounds wonderful!

    Good luck.
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!
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  11. 07-22-2008, 01:33 PM #11
    Wendy99
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    great job planning everything out .. you can do it!!
    Wendy

    Goals:
    1. BEF COMPLETE
    2. Debt OWE $5203.82 / $6026.38
    3. FFEF $2212.31 / ?

    Challenges:
    1. 2012 Fling: 501 / 2012

    Working towards Romans 13:8
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  12. 07-22-2008, 04:16 PM #12
    Bournecrazy
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    i hope, going to set BF up with basic budget i have tosee if it will help him save more.
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800
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