Results 1 to 15 of 18
Thread: There is hope
LinkBack URL
About LinkBacks-
07-30-2008, 11:40 AM #1Registered User
- Join Date
- May 2007
- Location
- SW Oklahoma
- Age
- 42
- Posts
- 140
- Post Thanks / WTG / Hug
- Blog Entries
- 1
- Rep Power
- 6
There is hope
I left Dave Ramsey's Financial Peace book laying on the table in the living room a couple of weeks ago. DH picked it up to read during his "library time."
On the way to work this morning (we are carpooling this summer to save on gas, just means I get to work 2 hours early, but I get paid for it so double woohoo) he asked me just what it would take for us to get debt free. We discussed a few things we could do and he seems to be willing to make some changes. We will be having the big "budget meeting" soon. So wish us luck please.
-
07-30-2008, 12:17 PM #2Registered User
- Join Date
- Oct 2007
- Location
- IN
- Posts
- 595
- Post Thanks / WTG / Hug
- Rep Power
- 7
So great that he cares!!!! good luck!!
Sheri
GO COLTS!!!!!
Wife to Dale
Mom to Paige and Abbie
dogmom to Casey and Callie
-
07-30-2008, 12:20 PM #3Registered User
- Join Date
- Mar 2006
- Location
- oregon
- Age
- 43
- Posts
- 1,248
- Post Thanks / WTG / Hug
- Rep Power
- 8
I'll right, you got him thinking about it. Way to go and good luck with your talk.
-
07-30-2008, 12:35 PM #4Rude and Vile Master
- Join Date
- May 2008
- Location
- Baltimore, Maryland
- Age
- 43
- Posts
- 8,243
- Post Thanks / WTG / Hug
- Rep Power
- 71
Ain't it great how it works when its HIS idea??
Originally Posted by Mrsokdee
I left Dave Ramsey's Financial Peace book laying on the table in the living room a couple of weeks ago. DH picked it up to read during his "library time." On the way to work this morning (we are carpooling this summer to save on gas, just means I get to work 2 hours early, but I get paid for it so double woohoo) he asked me just what it would take for us to get debt free. We discussed a few things we could do and he seems to be willing to make some changes. We will be having the big "budget meeting" soon. So wish us luck please.
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
-
07-30-2008, 12:37 PM #5Registered User
- Join Date
- Jul 2008
- Location
- Back home in Tennessee
- Age
- 33
- Posts
- 221
- Post Thanks / WTG / Hug
- Blog Entries
- 1
- Rep Power
- 4
Great to hear! Good luck with the budget meeting!
-
07-30-2008, 12:39 PM #6Registered User
- Join Date
- May 2008
- Location
- Edmonton, AB Canada
- Age
- 34
- Posts
- 3,952
- Post Thanks / WTG / Hug
- Blog Entries
- 23
- Rep Power
- 22
Oh wow, now that's fantastic! Good luck tonight with your budgeting meeting.
Wife to DH since 10/31/2002!
Mom to DS #1 08/13/98 Mom to DS #2 09/11/03
-
07-30-2008, 12:42 PM #7Registered User
- Join Date
- May 2002
- Location
- Texas
- Age
- 42
- Posts
- 18,933
- Post Thanks / WTG / Hug
- Rep Power
- 34
That is great! Good luck with the budget meeting! You are on your way to being debt free! WOOHOO!
~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 23, Chris, 21, and Dakota, 17~~Mother-in-law to Amber, wife of Richard~~Elementary Teacher~
-
07-30-2008, 01:03 PM #8Super Moderator
- Join Date
- Apr 2001
- Location
- Mass.
- Posts
- 21,293
- Post Thanks / WTG / Hug
- Blog Entries
- 69
- Rep Power
- 48
-
07-30-2008, 04:08 PM #9Registered User
- Join Date
- May 2007
- Location
- SW Oklahoma
- Age
- 42
- Posts
- 140
- Post Thanks / WTG / Hug
- Blog Entries
- 1
- Rep Power
- 6
Originally Posted by Greebo
Ain't it great how it works when its HIS idea?? I've learned that after almost 16 years of marriage. I just can't always be patient enough to let him think everything is his idea.
-
07-30-2008, 04:30 PM #10Registered User
- Join Date
- Oct 2005
- Location
- NE Alabama
- Posts
- 198
- Post Thanks / WTG / Hug
- Rep Power
- 7
That's great! It certainly does make things easier when both are on the same financial page so to speak.
-
07-30-2008, 04:40 PM #11Moderator
- Join Date
- Apr 2007
- Location
- Baltimore, Md
- Posts
- 3,607
- Post Thanks / WTG / Hug
- Blog Entries
- 2
- Rep Power
- 26
YAY! Congratulations!
Sometimes the patience does pay off though.
The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
-
07-30-2008, 05:06 PM #12Registered User
- Join Date
- May 2007
- Location
- SW Oklahoma
- Age
- 42
- Posts
- 140
- Post Thanks / WTG / Hug
- Blog Entries
- 1
- Rep Power
- 6
I almost forgot to answer your question. No I do not have 2 sets of twins. Mattie is my oldest daughter. Brittany is her friend that needed a place to live. But as far as I'm concerned she is my daughter as well. Originally Posted by Michelle
-
07-30-2008, 06:08 PM #13Registered User
- Join Date
- Feb 2008
- Location
- Brisbane, Australia - the sunshine state
- Posts
- 608
- Post Thanks / WTG / Hug
- Rep Power
- 6
Such good news, must have been music to your ears!
with both on you on board it is so much more achieveableDebt 1 - Paid in Full (originally $750)
Debt 2 - Paid in Full (originally $2100)
Debt 3 - Paid in Full (originally $3500)
Debt 4 - Paid in Full (originally $4000)
Debt 5 - Paid in Full (originally $3000)
FFEF - Fully Funded with 6 months of expenses as of July 2009
Next Step - House deposit
-
07-30-2008, 06:21 PM #14Registered User
- Join Date
- Sep 2007
- Location
- Texas
- Age
- 49
- Posts
- 1,149
- Post Thanks / WTG / Hug
- Rep Power
- 9
This is wonderful!! Now be sure you do your homework before the meeting and present several ideas of ways you can cut the budget in order to free up money to pay off those debts. The Gurus here on the forum have a million ideas just taylor them to your budget. Good luck!!
Baby Step #1 Done!
Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
I'm debt freeeee............ GOD IS SO GOOD!!!
Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
Baby Step #4 Yep currently doing this.
Baby Step #5 No kids so no need.
Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
Baby Step #7 Someday.......
-
07-30-2008, 06:54 PM #15
turn on dave's radio show in the archives and casually leave it on while you and he are doing chores, or something. that's how i got my dear friend to listen.
11% gross to retirement
10% takehome to tithe and offerings
emergency fund maintained at 3000(works for me)
credit card debt 7500
mortgage free
freedom accounts/sinking funds that ebb and flow
then live on the rest!
i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.
"i create prosperity, abundance, and savings for me and my household"
Reply With Quote
Similar Threads
-
I hope
By maw-p in forum Health challengesReplies: 21Last Post: 06-15-2011, 01:42 PM -
Hope I never have to do this EVER again.
By AtokaDawn in forum General ChatReplies: 25Last Post: 07-28-2007, 06:05 PM -
Pic of DH..I hope
By voodidit in forum FamilyReplies: 22Last Post: 06-25-2003, 02:51 PM
Bookmarks