Opened my ING acct.

**amanjud** · 07-31-2008, 08:09 AM

Thanks for all the replies on my previous post regarding the ING accts. Just opened mine yesterday. I also had a check here from ING for an extra $25 for opening the acct. I will have $25 direct deposited every week, plus with a little extra from DH's bonuses and a few extra pay weeks coming up in Aug. and Oct., Christmas should be all set this year. No going into debt this year !!!!!!!!!!!

**blitzen** · 07-31-2008, 08:12 AM

WTG!

**Izzy0906** · 07-31-2008, 09:35 AM

Great job! I Just opened mine a few days ago (thanks to your post) and I feel so much better knowing I finally have a savings account.

**amanjud** · 07-31-2008, 04:31 PM

It is nice to have money somewhere that is not as easily accessible as my checking acct. I feel much better.

**chevy_chick95** · 07-31-2008, 05:51 PM

Originally Posted by amanjud

It is nice to have money somewhere that is not as easily accessible as my checking acct. I feel much better.

that is how i feel about my ING account.. ya there isn't a lot in there but if i "NEED" it its there. WTG!!

**missmanny** · 07-31-2008, 06:30 PM

good on you - and great news about the $25 bonus!.

I love my ING account and I'm sure you will too

**frugalandsimple** · 07-31-2008, 06:38 PM

Awesome! I don't have one.

**SHOPGIRL** · 07-31-2008, 11:13 PM

WAY TO GO! I love my ing account. It's nice to get a decent savings rate. Also, the money is easier to access than you think. It only takes 2-3 days to have money deposited in your account. I do the automatic deposit too.

If you have kids, you might want to open an account for them. I put just $5 a week in for each of them. Plus, any money they receive for gifts goes right to the account. The nice thing was they got the $25 bonus and I got the $10 for referring them. My girls are just 20 months, but I established an email account for them, and the money comes out of my account. Pretty slick!

**Missourimom** · 07-31-2008, 11:19 PM

Congratulations! I always wanted to open one, but never did.

**Laura2** · 08-01-2008, 12:55 AM

Great job! You'll love it!

**MomToTwoBoys** · 08-01-2008, 01:32 AM

That's great!

**Michelle** · 08-01-2008, 07:06 AM

Nice job

I really think you'll love it. I've had mine for several years now, and I have been really happy with it.

**changed4life** · 08-02-2008, 09:20 AM

I have several ING accounts and so far had no problems. I have money diretly deposited for us and for children.

However, is anyone like me where you feel a little apprehensive about having too much money in there? I feel a little insecure that it's not an actual bank building where I have immediate access. What if something happens and I can't get my money? Am I being a nervous Nelly? Who would you call and where would you go to get your money if something happened with ING and they went under? Far fetched, I know, but all this talk about economy has me nervous.

What I plan to do is continue saving in those accounts. When they all reach several thousand, I plan to move them into my "bank" accounts until I reach about $5,000 then open CDs. I don't mind my balances to be about $1,000 at ING but anything more than that makes me nervous. Am I being silly?

**CYork** · 08-02-2008, 07:36 PM

Originally Posted by changed4life

I have several ING accounts and so far had no problems. I have money diretly deposited for us and for children.

However, is anyone like me where you feel a little apprehensive about having too much money in there? I feel a little insecure that it's not an actual bank building where I have immediate access. What if something happens and I can't get my money? Am I being a nervous Nelly? Who would you call and where would you go to get your money if something happened with ING and they went under? Far fetched, I know, but all this talk about economy has me nervous.

What I plan to do is continue saving in those accounts. When they all reach several thousand, I plan to move them into my "bank" accounts until I reach about $5,000 then open CDs. I don't mind my balances to be about $1,000 at ING but anything more than that makes me nervous. Am I being silly?

Your ING account is FDIC insured for up to $100,000. Don't worry about it.