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Thread: wow, the budget really works
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08-06-2008, 04:04 PM #1Registered User
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wow, the budget really works
I just sat down and figured out our budget for the month and after everything is all paid up we'll have $835 in savings at the end of the month and thats with making 3 payments (july/aug and sept)on my car this month, mortgage, saving 1/2 for next months mortgage and a $300 food shopping allowance for the month. without a budget our grocery shopping is sporadic at best.
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08-06-2008, 04:08 PM #2Registered User
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Wow...that's fantastic! Keep up the good work.
How much we enjoy what we have is more important than how much we have. Life is full of people who have more than they know what to do with, but cannot be content. It is the capacity to enjoy life that brings contentment.---Unknown
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08-06-2008, 04:08 PM #3Registered User
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Now just follow the budget - that is when it gets hard.
BUT YOU CAN DO IT!!! Just remember that you have to report in here!
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08-06-2008, 04:10 PM #4Rude and Vile Master
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Funny how when you take control of your money, suddenly there seems like there's more of it, isn't it?
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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08-06-2008, 04:41 PM #5Registered User
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Budgets do work. Thanks for the encouragement! Congrats!
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08-06-2008, 06:52 PM #6Registered User
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I am also a big fan of the budget once it there in black and white it feels so good, then all you need to do it stick to it!
Debt 1 - Paid in Full (originally $750)
Debt 2 - Paid in Full (originally $2100)
Debt 3 - Paid in Full (originally $3500)
Debt 4 - Paid in Full (originally $4000)
Debt 5 - Paid in Full (originally $3000)
FFEF - Fully Funded with 6 months of expenses as of July 2009
Next Step - House deposit
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08-06-2008, 08:14 PM #7Registered User
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My budget is invisibly attached to my hand. It goes with me to the bedroom at night and the computer by day.
The math never lies, budget in INK!
Amount of Free items 2012 $391.33
Debt #2 12/31/12 CC $901.88
Debt #3 12/31/12 $3648.83
Madness, mayhem chaos...my work here is done!
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08-06-2008, 10:09 PM #8Registered User
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that is soooo awesome!!
Wendy
Goals:
1.BEFCOMPLETE
2. Debt OWE $5203.82 / $6026.38
3. FFEF $2212.31 / ?
Challenges:
1. 2012 Fling: 501 / 2012
Working towards Romans 13:8
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08-06-2008, 10:44 PM #9Registered User
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Very liberating
!!! You'll feel so good as time marches on, and the money situation just improves and improves 
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08-06-2008, 11:07 PM #10Registered User
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Sounds like a very successful month! Is this your first month of budgeting?
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08-07-2008, 02:18 AM #11Registered User
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I also started to notice results in the first month. This is our third full month of budgeting and we already have $1300 in savings after only putting money into savings for two of those three months. You definitely do see it working when it's in black and white.
Wife to DH since 10/31/2002!
Mom to DS #1 08/13/98 Mom to DS #2 09/11/03
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08-07-2008, 06:51 AM #12Registered User
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Wow! Keep up the good work
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08-07-2008, 09:31 AM #13Registered User
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Isn't it a great feeling when you realize that you can pay your bills, eat and save money all at the same time? Keep your eye on the prize and you will be fine! Great job!
"Life is what happens while you are busy making other plans." John Lennon
"Infinite goodness has wide arms." Dante
Change & Penny Challenges:
Penny : $22.07
Change
: $97.70
$ bills : $22.00
Grocery Challenge:
Grocery $400 per month: $0/$400 March
Running Total (updated monthly): $751.73
Savings Challenge:
$100.36/$3,000 to replenish BEF
2012 Coupon Savings Challenge:
: YTD: $308.41
2012 Fling Challenge: 691/2012
20 Wishes Challenge: 2/20
2012 Sell Stuff Challenge: /60
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08-07-2008, 09:47 AM #14Registered User
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Awesome!
Debbie
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08-07-2008, 11:19 AM #15Registered User
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yes, I did one budget for our last payday at the end of july and that worked out pretty well, I actually still have some money in the bank and payday is tomorrow. So August will be the first full month and so far it looks really good. It's a good thing too because I'll be losing 8 hrs
Originally Posted by Shoshana
a week on my paycheck after sept 1st.
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