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  1. 08-08-2008, 11:47 AM #1
    BlessedMomof2
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    Default I Saved $1,359!!!

    I have been really getting on board with the whole debt reduction, and decided to look into other ways to be saving my family money other then being frugal. I changed my auto insurance around and saved $800 for a year's worth of premiums. Then we changed home insurance carriers to our auto insurance company and saved $487 for a year's premiums, which resulted in our car insurance going down another $72 for a year. Making our grand total of savings $1,359 for a year's time, and that was just in this past week! I am beyond happy about that. We are also looking into getting life insurance through our home/auto insurance company which will result in them decreasing again. Needless to say this has been a fabulous week for us on our quest to better our lives.
    Thought I would share with everyone.
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  2. 08-08-2008, 11:48 AM #2
    Greebo
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    That's fantastic!!! That's gonna go a long way towards your debt reduction!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  3. 08-08-2008, 11:50 AM #3
    The Muse
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    Thanks for posting this. I think I'll call my car insurance company and see what rate they can give me if I move my homeowners.

    Way to go!!!
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  4. 08-08-2008, 11:50 AM #4
    Wendy99
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    Good job at saving all that money!! We combined our home and auto this year and saved too ... good suggestion for people ... So happy for you !!
    Wendy

    Goals:
    1. BEF COMPLETE
    2. Debt OWE $5203.82 / $6026.38
    3. FFEF $2212.31 / ?

    Challenges:
    1. 2012 Fling: 501 / 2012

    Working towards Romans 13:8
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  5. 08-08-2008, 11:53 AM #5
    Russ
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    Awesome effort. $113/ month in savings. Congrats!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  6. 08-08-2008, 03:56 PM #6
    Buckeye5
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    Wow, that is really, really wonderful news!! You defintely are on your way to financial freedom and success. You should be very proud of yourself, it is kinda funny though, because it seems like when you start something like finding ways to reduce debt, and you see success you get obsessed with it. LOL Everybody look out, you are on the way to taking em' down. LOL
    taking one day at a time, trying to get rid of debt!!
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  7. 08-08-2008, 03:58 PM #7
    missyali
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    You just made your Baby EF! Congratulations!
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  8. 08-08-2008, 04:13 PM #8
    PrairieRose
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    Woo Hoo! We did that too and it's amazing how much you save, isn't it? Feels great too

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
    *We're debt freeeeeeeee! (including the house)*


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  9. 08-08-2008, 04:26 PM #9
    Michelle
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    That's fantastic!
    *~*Michelle*~*

    "You can't have your best health without exercise. It's just not possible" ~ Leslie Sansone, WATP


    Follow us on Twitter!


    Become a Fan of Frugal Village on Facebook!
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  10. 08-08-2008, 07:13 PM #10
    Mom23boys
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    What a savings!! That is awesome!!
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  11. 08-08-2008, 07:20 PM #11
    angelbumpkin
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    Keep up the good work. I hope you find even more savings.
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  12. 08-30-2008, 01:05 PM #12
    mdobson
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    wow, well done!!!
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  13. 08-30-2008, 02:07 PM #13
    Bethany
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    Good for you!!! I highly suggest calling your phone company, internet service and cable to see if there are any better plans that work with what you need/want right now. You could save another hundred dollars a month or so which would mean 1200 a year!!! You're on a roll, don't stop now!!!
    Bethany


    Mortgage: 220,000

    GOALS:


    ~Make weekly deposits (no matter how small) to savings account in order to get into the habit of     saving.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    As of 2-12-12........
    CC 12,000
    Paying down agressively!
    No other debt!
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  14. 08-30-2008, 02:07 PM #14
    bumplett
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    that's great news - keep up the good work!
    Don't Breed or Buy While Shelter Pets Die

    married 16 yrs to my
    mom to big J (15)
    mom to little j (8)
    Zena Cherry Sara Knat Lucky Chianti Abby Alice Jasper
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  15. 08-30-2008, 02:33 PM #15
    Luv2BeFrugal
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    Wow! That's fabulous!! Great job!!!
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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