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Thread: Good news...
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08-28-2008, 08:34 PM #1Registered User
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Good news...
For the past month or so I have been on hubby to get him to call to try and reduce our expenses on our CC and Phone/cable. Last night (finally) hubby called the CC and asked them to lower our interest rate. They dropped it by 3% which will save us $30 per month. I also got him to call the cable company. We are going to add the phone into our bundle package and that will save $25+ per month.
The best news of all is that hubby has a bonus program at work where if he earns a 100% on 4 consecutive tests he earns a bonus and the amount is according to his ranking.(bronze, silver, gold, or platinum)
Recently the computer system has his ranking being all messed up so we weren't sure what his ranking would be (should be platinum but the company has changed the requirements for this level), but just yesterday the rankings came out and he is at the highest (Platinum) which means he will be getting a $4,000 bonus. Best yet the money already hit his prepaid CC and hubby called to have the money transfered to our checking account. The money should be available early next week so we are able to pay off almost 1/2 of our balance.
If all goes as planned, we should be debt free except the house in March (July if we don't get our expected tax return)
I am so happy I could cry, it has been a hard 1.5 years trying to pay off everything and I never thought it would happen.~~~Lisa~~~
Finally a Registered Nurse
Wife to Mike married in 1996
Mom to dd Sydney 14
dd Lauren 12
ds Gabe 10
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08-28-2008, 09:33 PM #2Registered User
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So glad you're almost at the home stretch!
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08-28-2008, 09:59 PM #3Registered User
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Woohoo, good for you!
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08-28-2008, 10:37 PM #4Registered User
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That is great!
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08-29-2008, 06:09 AM #5Moderator
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Nice bonus for you guys. Congratulations to your DH on the awesome job/ranking. Not to mention the saving of the bucks on cable and interest!
The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
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08-29-2008, 06:19 AM #6Rude and Vile Master
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That's awesome! Congratulations! What a relief!!!
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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08-29-2008, 06:57 AM #7Registered User
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Congratulations!
Debbie
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08-29-2008, 07:07 AM #8Super Moderator
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:woohoo1:Your hard work & determination is paying off, wtg!
~*Darlene*~
Live Well~LaughOften~Love Much
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
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08-29-2008, 07:26 AM #9Super Moderator
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08-29-2008, 08:58 AM #10Registered User
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That's wonderful! It will happen and when it does, it's amazing 
. Hang in there.
~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
*We're debt freeeeeeeee! (including the house)*
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08-29-2008, 12:10 PM #11Registered User
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That's fantastic! I'm glad he's seeing how good it's doing to be on top of things like that.
Wife to DH since 10/31/2002!
Mom to DS #1 08/13/98 Mom to DS #2 09/11/03
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08-29-2008, 05:21 PM #12Registered User
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Thats wonderful WTG
To be One With The Universe In Spirit, Mind and Body
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"Every achiever that I have ever met says, 'My life turned around when I began to believe in me.'"
~ Dr. Robert H. Schuller, Minister and Author~
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08-29-2008, 06:11 PM #13Registered User
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I am really happy for you. I know it was hard but so worth it. The longer I am in the game the easier it is for some reason. I keep trying to find money to deal with more and more and not to blow on crud I don't need.
Once the priorities get set and you stop listening to the everyone has debt garbage life gets so much better.
Good luck with your journey.I am THRILLED for you!The math never lies, budget in INK!
Amount of Free items 2012 $391.33
Debt #2 12/31/12 CC $901.88
Debt #3 12/31/12 $3648.83
Madness, mayhem chaos...my work here is done!
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08-30-2008, 11:09 PM #14Registered User
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yea your in the home strech good going girl
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09-01-2008, 06:05 PM #15Registered User
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well what a week of triumphs for you!
It is hard to pay off debt and it takes such a long time - but once it is gone you will be free forever!
Good for you and big congratulations to hubby!Debt 1 - Paid in Full (originally $750)
Debt 2 - Paid in Full (originally $2100)
Debt 3 - Paid in Full (originally $3500)
Debt 4 - Paid in Full (originally $4000)
Debt 5 - Paid in Full (originally $3000)
FFEF - Fully Funded with 6 months of expenses as of July 2009
Next Step - House deposit
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