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  1. 09-09-2008, 02:47 PM #1
    ConnieD
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    Talking 5 more years .... MAX!!

    I am sooooo pumped!!!

    We met with our mortgage broker yesterday. Our term is due Oct 1 and we were renegotiating our mortgage (our only debt). The light is at the end of the tunnel!! If we make just our regular payments, our home will be paid for in 5 years! This past year I was able to add an extra $4000 onto the principal and I plan on doing that every year to come, if possible.

    If I'm able to do even just an extra $3000 a year extra we will be TOTALLY debt free in 3½ years!!

    I can't wait!!!!!!
    Last edited by ConnieD; 09-09-2008 at 02:49 PM. Reason: spelling
    Connie


    Wife to DH (6/7/1986)
    Mom to:
    DD 23
    DS 15

    Following the Dave Ramsey plan since Dec 2004 and have been debtfree but the mortgage since Apr 2006

    Now MORTGAGE FREE as of March 2011
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  2. 09-09-2008, 03:12 PM #2
    Greebo
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    That is awesome!!!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  3. 09-09-2008, 03:23 PM #3
    DJ1972
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    Very Cool!! You should be so proud of yourselves!
    DJ

    Married to DH since 1993
    DD age 16
    DS age 14
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  4. 09-09-2008, 03:25 PM #4
    mommy4ever
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    That is WAY COOL!
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  5. 09-09-2008, 03:42 PM #5
    Monner 1
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    What wonderful news for you guys. Congratulations.



    Monner
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  6. 09-09-2008, 03:45 PM #6
    Michelle68
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    Good for you!


    --Michelle
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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  7. 09-09-2008, 07:16 PM #7
    missmanny
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    that is the most amazing news- ooohhh I can only imagine the feeling.
    Debt 1 - Paid in Full (originally $750)
    Debt 2 - Paid in Full (originally $2100)
    Debt 3 - Paid in Full (originally $3500)
    Debt 4 - Paid in Full (originally $4000)
    Debt 5 - Paid in Full (originally $3000)

    FFEF - Fully Funded with 6 months of expenses as of July 2009

    Next Step - House deposit
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  8. 09-09-2008, 07:21 PM #8
    frugalfriend
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    Doing the happy dance with ya!
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  9. 09-09-2008, 07:37 PM #9
    Luv2BeFrugal
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    Oh, Connie!! That is just WONDERFUL!!!! I'm so happy for ya!!!
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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  10. 09-10-2008, 07:35 AM #10
    ConnieD
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    Thanks everyone!! We're sooo excited........ Having a plan & budget and sticking with it works!! We're proof. We haven't suffered by taking control of our money.

    Sure we had to stop spending tons of money on stuff we didn't need, but we made sure each of us had "blow money" so neither of us has felt deprived. Wish we'd taken control years ago, but you can only learn from past mistakes and move forward.
    Connie


    Wife to DH (6/7/1986)
    Mom to:
    DD 23
    DS 15

    Following the Dave Ramsey plan since Dec 2004 and have been debtfree but the mortgage since Apr 2006

    Now MORTGAGE FREE as of March 2011
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  11. 09-10-2008, 09:36 AM #11
    BlessedMomof2
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    That is fabulous! Also very inspiring!!!
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  12. 09-10-2008, 08:57 PM #12
    Goodwin17
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    That is so wonderful!!! Congratulations on getting closer every day to being debt free!!!! I'm totally jealous.
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