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Thread: YNAB decision

  1. #1
    Registered User peanut's Avatar
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    Default YNAB decision

    Well I couldn't get DH to even look at YNAB (You Need A Budget) for our family budgeting. He's a Quicken man through and through. So I didn't buy YNAB. BUT I've decided to use their approach in budgeting my allowance this year. I'm going to save up a 'buffer' of one month's allowance to start, and add to that.

    Actually, I'm saving half my allowance so I have some money to do some crafty things and go to events I'd like to attend. I'm tired of always begging for money for those things (they come up unexpectedly)...and having to justify them. DH is so good at making a person feel guilty/bad about anything they spend on themselves. No more! This year I have a plan...

    To make matters easier, I'm having half my allowance automatically transferred from our chequeing account to my personal account. DH is not impressed. I'm ignoring him.

    Jean
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    That's too bad he isn't impressed. We all need a bit of our own cash to spend as we so wish. Good for you.

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    Registered User peanut's Avatar
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    Yep. Mission accomplished for week one. I sent half my allowance to my on-line account and only took out $20.

    Jean
    2012 Challenges

    Use it up Challenge
    20 Wishes Challenge: 1/20
    Lose-a-pound-a-week Challenge: 24/52 (since spring 2011)

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    Registered User MomToTwoBoys's Avatar
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    Ahh well, your DH can deal. It's something you want to do that isn't too extravagant in the eyes of other frugalites. He needs to realize his reaction is a bit unjustified.
    Wife to DH since 10/31/2002!
    Mom to DS #1 08/13/98 Mom to DS #2 09/11/03


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    Registered User khjmom's Avatar
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    Quote Originally Posted by homesteadmamma View Post
    That's too bad he isn't impressed. We all need a bit of our own cash to spend as we so wish. Good for you.
    What she said...

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    Registered User fixer's Avatar
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    Good for you! My problem is when DW needs some cross stitching supplies she feel so guilty about buying it she makes herself sick. Just my luck, I marry a women who WON'T spend money!

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    Registered User phoeny_moonstar's Avatar
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    I think it's perfectly acceptable for you to have an allowance, like someone else said your DH will deal.

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    Registered User rainbowgc's Avatar
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    Good for you for taking a stand, long overdue I suspect!

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    Registered User peanut's Avatar
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    Well, I've had an allowance all along. It was siphoning part off into a bank account he seemed to have an issue with. Not sure why, and not sure I want to go there and ask. The thing that gets me is we're talking about $40/month here. This is not a big deal... in fact, I'm surprised it garnered any kind of response from him.

    Jean
    2012 Challenges

    Use it up Challenge
    20 Wishes Challenge: 1/20
    Lose-a-pound-a-week Challenge: 24/52 (since spring 2011)

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