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  1. 01-05-2009, 01:57 PM #1
    imagine
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    Default Budget question -- catagories needed to run a household

    Besides mortgage/rent, taxes, bills (utilities, water, trash, phone, TV, internet), charity/tithe, and insurance what categories are needed to keep the house running and the people in it happy and healthy?

    Here is what I have come up with so far:
    Food
    personal care stuff and medicine (including prescription medicine)
    clothing
    Children's lessons
    Doctor visits (includes MD, eye doc, dentist)
    Gasoline and car maintenance
    necessary house repairs
    home care ( like cleaning supplies -- What else would you include in this catagory?)
    Last edited by imagine; 01-05-2009 at 01:58 PM.
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  2. 01-05-2009, 01:59 PM #2
    LastDragonfly
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    car insurance, renters/homeowners insurance

    Entertainment?
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  3. 01-05-2009, 02:00 PM #3
    dcompton
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    I use a category "Household consumable." Detergents, paper goods, trash bags, foil, all that sort of stuff.

    Entertainment/Hobbies
    Donna

    Use It Up 2012:
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  4. 01-05-2009, 02:01 PM #4
    Sara Noel
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    Here's some on our budget calculator:
    http://www.frugalvillage.com/budget.shtml
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  5. 01-05-2009, 02:17 PM #5
    imagine
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    Quote Originally Posted by Penascodragonfly View Post
    car insurance, renters/homeowners insurance

    Entertainment?
    What would be in an entertainment category?
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  6. 01-05-2009, 02:32 PM #6
    MomToTwoBoys
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    Quote Originally Posted by imagine View Post
    What would be in an entertainment category?
    It depends on what you like.

    I mean, it could be things like DVD rentals, video game subscriptions, etc.
    Wife to DH since 10/31/2002!
    Mom to DS #1 08/13/98 Mom to DS #2 09/11/03

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  7. 01-05-2009, 08:27 PM #7
    TinyDancer
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    Do you have pets? I have category for pet costs (i.e., vet bills, meds, food, cat litter, etc.).

    I also have a travel/vacation category. I know that I travel to see my parents at Thanksgiving and Christmas every year, so I save up for that.

    Savings (i.e., EF, retirement, Christmas, etc.)

    Any memberships (i.e., Junior League, gym, etc.)?
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  8. 01-05-2009, 08:33 PM #8
    LastDragonfly
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    Quote Originally Posted by imagine View Post
    What would be in an entertainment category?
    Dinner and a movie, museums, concerts, magazine subscriptions, game subscriptions (ie pogo or others), sporting events, bbq's, partiess at home.
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  9. 01-06-2009, 11:11 PM #9
    SheKat
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    We have special section for our sons pocket money in. We also budget an amount to pay for the things that he does which are normally only a couple of dollars but they do added up eg. subs for scouts .50c, entrance to the soccer grounds $3 (for parents, plauyers free), sometimes the school has special days where they need to bring a dollar or two etc. etc.

    Perhaps a little miscellanous section for all those things that crop up that just dont fit anywhere or are a complete one off.
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  10. 01-07-2009, 11:11 AM #10
    Cricketlegs
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    allowances
    stockpiling
    medicines/dr
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!
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  11. 01-07-2009, 02:45 PM #11
    ladykemma2
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    gasoline
    oil changes

    nevermind, you have it already!
    Last edited by ladykemma2; 01-07-2009 at 02:45 PM.
    11% gross to retirement
    10% takehome to tithe and offerings
    emergency fund maintained at 3000(works for me)
    credit card debt 7500
    mortgage free
    freedom accounts/sinking funds that ebb and flow
    then live on the rest!

    i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.

    "i create prosperity, abundance, and savings for me and my household"
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