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Thread: Here I Start
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08-09-2009, 12:23 AM #1Registered User
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Here I Start
- Citi Card 820
- CapitalOne 1000
- Chase 2557
- Discover 3320
- Chase 3600
- HSBC 4000
- Chase 4900
- HSBC 5000
- B of Amr 5495
- Citi Bank 7850
- B of AMR 8400
- Wachovia 9000
- B of Amr 9000
- Discover 16300
- B of Amr 16640
I guess we must stay positive so. I will be Debt Free with the Exception of my Home Equity loan by August 28, 2014 ( or Sooner )
If anyone lives in the Connecticut area ? Just in case I need a slap in the face !!!!Last edited by BigTony; 08-09-2009 at 12:28 AM.
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08-09-2009, 12:28 AM #2Moderator
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good for you Tony. I was following your other thread with interest. We sure have a lot of credit wise people here at FV!! Have you decided on your final plan to attack this debt?
Travel light. The baggage of the past can only hold you back.
“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
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08-09-2009, 12:32 AM #3Registered User
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Knowledge is power BigTony!!! Just laying it all out helps you to get your arms around it.
Do try to read that Dave Ramsey book, you can listen to him online, too, I think. Where do you live?? He does a great live seminar, one evening and very inspiring.
I hope that by 2014 (or sooner) you are where I am, debt-free. It's a great place, and just like heaven, those of us who are here want EVERYONE to join us.
Mary Carney 
Working the night shift 'cause they never have meetings at 3am!
DD Sarah 32
DD Rosanne 28
DS Benjamin 18
DD Kathleen 17
Married to David since 1975
Starting grad school September 1, 2010 in pursuit of MSN degree.
MSN degree completed on 4 May 2012 with NO DEBT!
Total cost (including books) = $8375.
Weight loss on Weight Watchers since June 1= 18.8#
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08-09-2009, 12:42 AM #4Registered User
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I am going to get Daves books, and I am going to cut all expenses that are not needed. Because I cant depend on OverTime I am going to start an agressive search for a part time job. I refuse to sick over this anymore. Thats where I was headed !
I will be here daily, Thanks to All
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08-09-2009, 01:00 AM #5Registered User
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Look forward to all the updates!
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08-09-2009, 02:27 AM #6Registered User
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Stick around....or come back often.........we can slap you too!
Originally Posted by BigTony
Stick with it....you will get there....it can be done!
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08-09-2009, 02:31 AM #7Moderator
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Where in Connecticut are you from Tony?
Travel light. The baggage of the past can only hold you back.
“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
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08-09-2009, 04:42 AM #8Registered User
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New Haven, Connecticut
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08-09-2009, 05:35 AM #9Rude and Vile Master
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You're on the right track, BigT!
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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08-09-2009, 06:51 AM #10Registered User
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Keep up the great JOB.... Stay focus.....READ,READ and more.
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08-09-2009, 10:02 AM #11Registered User
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Great job Tony!! Hit them strong, don't let up and I am sure they will be paid off in no time!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
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08-09-2009, 11:05 AM #12Moderator
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Wow, you've got a lot of work to do! But, with the help of everyone on this forum, you will be debt free in time.
Married to George {married 9/23/11}
Step-Mom to Connor {8}, Ethan {7}, Rylin {5}, Adri {3}
Dog Mommy to Ruby & Raven-{7}
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08-09-2009, 11:22 AM #13Registered User
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I may be out of line for asking -- but what are the interest rates on these debts? Income? Budget? With some good planning and hard work, you may be able to get out of debt sooner.
All in all, good luck, and hope all goes well.
Just about every one of those companies that you listed I hate with a passion. Especially Chase.
--
"It doesn't matter how hard you hit, it's how hard you can get hit and keep moving forward. That's how winning is done." - Rocky Balboa
Story of my life. In 2007 we had 78000 worth of debt, and we climbed out under it, on top of paying for a surgery with cash, bought a house, had a foundation shift and $11000 in repairs later we are good to go.. then I hear the words "I'm pregnant!"
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08-09-2009, 12:18 PM #14Master Dollar Stretcher
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Good luck, BigTony, and great start! Knowing your enemy is the first step!
DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
June no-spend: 0/15 
June wasted money: $0 
June grocery: $0/400
2012 LAPAW: 8.8/20 
2012 Get-Thee-To-The-Gym Challenge: 7/52
: 1136/66,795 
Run/walk challenge: 91/520 miles
Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) 
(2911 days until retirement)
Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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08-09-2009, 12:33 PM #15Registered User
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Good luck Big Tony. There is a lot of good advice and experience here on this board.
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