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08-23-2009, 08:09 AM #1
Let's all report on our good things lately...
Here are mine....
*my budget billing on our natural gas went from $63/mo to $45/mo...
*my house payment went down $20 because my property taxes went down....
*waiting and hoping the electric budget will go down, my anniversary month is Sept.....
I know this isn't much, but I have to look at it as a blessing, because I now have a daughter with braces that was totally unexpected with a payment of $185 amonth, and I had surgery in June with a payment of $50/mo..... So I have to be thankful because even tho they are small amounts they will help with my new bills....
Hope some others are having something good happen.....Sheri














GO COLTS!!!!!
Wife to Dale
Mom to Paige and Abbie
dogmom to Casey and Callie
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08-23-2009, 08:27 AM #2Registered User
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Good Thread!!
* my favorite book store "Half Price Books" is having a labor day 20% off everything in the store sale
*I am on the work schedule to work on the holiday which is time and a half pay (which equates to extra money which I can apply to my student loan)
*I thought my car was running hot. However when I checked the radiator fluid I found it to be very low. Yes I know that I need
when it comes to car stuff. Anyway I filled it up and have not had any more problems with my car running hot. So no auto repair bill for me. YIPPEE!!
*The library stated that I had a book out which I was just sure I had already returned. Well, the library found it!!! I was so happy not to have to pay for the book.
That is all I can think of off the top of my head!Baby Step #1 Done!
Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
I'm debt freeeee............ GOD IS SO GOOD!!!
Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
Baby Step #4 Yep currently doing this.
Baby Step #5 No kids so no need.
Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
Baby Step #7 Someday.......
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08-23-2009, 10:10 AM #3
Our "big" credit card bill is still there, but the balance is now $5400 a lot better than the $8000+ it originally was!
Working on Our Debt a Day at a Time:
Chase #1: Paid $1307.12 of $1925.04
Bank of America: Paid $1054 of $1600
Dillard's: Paid $953 of $1750
Medical (too much to list so I am going one at a time):
Amex #1: Paid $3975.50 of $3975.50 Paid in Full 3/09
Chase #2: Paid $4489.75 of $4489.75 Paid in Full 12/09
Macy's: Paid $337.24 of $337.24 Paid in Full 9/10
Lane Bryant: $300 of $300 Paid in Full 7/10
MRI Paid $1080 of $1080 Paid in Full 2/11
Amex #2: Paid $8286.17 of $8286.17 Paid in Full 7/11
Foot Surgery: Paid $1759 of $1759 Paid in Full 8/11
Furniture: Paid $2000 of $2000 Paid in Full 3/12
2012 Fling 319/2012
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08-23-2009, 10:44 AM #4Moderator
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~Last week we replaced our 11 year old tiny fridge with a new, large one with a bottom freezer. I love it! It looks great in my 50's kitchen and it's made meal preparation more enjoyable! Also can't wait to see how much electricity we've saved on the next bill.
~Went to my grandfather's 80th birthday party yesterday. I'm not close with my family but I had a really nice time!
~After a month of shopping online for quilt batting it finally went on sale. I saved $7 which I used to buy photo corners, quilting thread and another batting.
~I feel prepared and peaceful for homeschooling. Our first day is August 31.
~Because of new rules at DH's work about using vacation time, he now has 3 day weekends until October.~Constance
~DH
~DS 9
~DD 7
~DD 1 
2012 FLING: 1706 OUT, 293 IN
MENU PLANNING:4/52
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08-23-2009, 01:05 PM #5
Okay. This isn't FV related, but:
--In the 2 or 3 months between my visits to my main doc, I'm down 6 pounds.
--I said just the right thing on twitter for someone who needed it at the right time.
That's all I can think of for now.
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08-23-2009, 02:02 PM #6
Paid off the rest of my eye surgery and they wrote off $902.
paid cash for 2 sets of wisdom teeth (dd and ds) $520. cash
Paid cash for dd tuition and books $1500ish
paid cash for 2 dog food,5 cat foods,2 sets of softener salt,hw pills and and flea medicine for the cats- $400.ish
Bought DH 6 polo shirts,3 jeans,1 tennis shoes,2 belts,1 hat,pkg. t-shirts,and dry cleaned 40 dress shirts-cash
Caught up on all medical bills-$200. cash
Went up North for mini vacation,ate stayed in a hotel,went to dollar store,bought 2 t-shirts-$300. cash
Bought kids school clothes,shoes,supplies-$600.ish cash
Dentist-2 fillings,4 cleanings $215. ins. diff. Cash
All in the last 2 months-cash
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08-23-2009, 02:21 PM #7
Wow, what great jobs you all have done, and Natalie, you make me jealous....I so need to get back on the health wagon...I am really needing some motivation and I just thought listing some good things might help..in all areas....thanks to all who have posted. I figured there's so much bad, we all could use some good.....wow , just wow, frugalwarrior.....good luck on the homeschooling, Constance....Tigergirl, how impressive....and Larabelle, your signature....How exciting for you to be so close to debt free.....
Sheri














GO COLTS!!!!!
Wife to Dale
Mom to Paige and Abbie
dogmom to Casey and Callie
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08-23-2009, 02:29 PM #8
Found my fruit leather trays and jerky gun on ebay for over $20 savings. And that was just the price......no sales tax either.
Used my LL Bean credit card (free shipping) and coupon from LL and got a french terry pair of pants for $2.99. They issued another coupon on the spot.
Met a gardening buddy that lives close and have hit a GOLD MINE. I give her lemon cukes (she grew another kind)......she makes pickles and gives me back one or two jars of pickles. So far.....a quart of dills......and just a pint of bread and butter (not real keen on them!) Plus she gave me some free patty pan squash which I have never tried. And got some free dill from her so I could make some pepper dill vinegar. We have traded other things....gardening...too.....great fun! Am giving her a bunch of plants when it cools off and they can be transplanted.
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08-23-2009, 02:37 PM #9
My financial aid check arrived(grant not a loan so no paying it back)
I'm under my grocery budget and probably won't need to buy anything for the rest of the month!"A bargain ain't a bargain unless it's something you need.”
“Happiness is a gift and the trick is not to expect it, but to delight in it when it comes.”
Baby Emergency Fund: $600/$1000
Car loan: $6,000/$6,000 PAID OFF!!!!
Student loans: $1100/$16,000

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08-23-2009, 06:31 PM #10
Thank you for this thread it is always inspiring to us all to post the postive in our journey to be debt free
got a fall shirt at kohls for $2.61 after a coupon
have a bag of bottles to return
able to stretch my groceries another daySteph
FY 2012
10/40 books read
working at paying off cc one $ at a time.
$2963.00 CC balace as of 05/19/12
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08-23-2009, 07:01 PM #11Moderator aka AmyBob
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What a great thread! I'm so proud of everyone! You are all doing a great job!
My Blog: http://amysreallife.wordpress.com
Amy
Wife to
Mommy to 4

Public School Teacher
Our Only Debt: Mortgage - $454,243.56
2012 Grocery Challenge: $474.57/$500 January
Fling 2012 Things in 2012 Challenge: 253/2012
Reading Challenge: 6 book read in 2012
Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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08-23-2009, 07:40 PM #12
--Our electrcity bill was $30 lower this month than last month.
--We replaced our old roof with a brand new one and it cost us less than
I thought it would.
--I will be getting some overtime from working last weekend and can apply
it toward our EF.~ Michelle
Wife to DH--
Mom to DS--
and DD--
Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
Mortgage -- $53,077.24
March Emergency Fund Challenge-- $100 /$200
----------------------
"The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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08-23-2009, 07:40 PM #13
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08-23-2009, 07:45 PM #14Moderator
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I've paid off over $14,000 of debt this year....check out my siggie!

Married to George {married 9/23/11}
Step-Mom to Connor {8}, Ethan {7}, Rylin {5}, Adri {3}
Dog Mommy to Ruby & Raven-{7}
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08-23-2009, 08:23 PM #15
Our bills are paid..
My Dh is getting lots of overtime in for this month..more $$$ in the savings account.
We (Dh & I ) have a new pillowtop bed being delivered sometime this week.. long story..
I planted my first pumpkin patch in May .... I'm so excited to actually see pumpkins the size of cantalopes..Yay..I won't have to buy any this year..
I also planted Raspberry bushes this year and there must be at least 500 berries or more on the 2 bushes..
I made my first loaf of homemade bread in my Breadmaker (I was completely out )..I didn't need to waste gas to run to the store to buy a loaf..
I made my first batch of homemade Maple Syrup ( again I was completely out) can I say it's better then Mrs Butterworth...~~YummY~~
I made a whole container of homemade Taco seasoning...
I just took a homemade Key lime pie out of the oven...that will be tomorrows dessert..
I just saved myself $$$$$$ by making all the this food from scratch rather than buying it from the store..
I feel very content and happy with myself right now...Wife to Keith
Mom of 3 boys
Brandon
Kody
Dustin
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