Your Most Important Financial Goal

**forHISglory** · 08-29-2009, 09:28 PM

I assume that most of us have several financial goals: pay off the car, the mortgage, the CC, or start that emergency fund, or stoke our retirement funds, etc.

But which goal is overwhelmingly the most important to you? Why?

I'll contribute an answer a little later.

**dschipman** · 08-29-2009, 09:33 PM

Good question. Honestly our most important goal is to pay off our CC. Why? Because once those are gone, we can focus on our future, whether it is early retirement, me being able to stay home or heck a new car. LOL

**nuisance26** · 08-29-2009, 09:42 PM

~It's really important to DH to save for retirement. So we contribute 7% and his company matches half of that.
My biggest financial goal is to stay independent. I never want to have to rely on someone else financially.~

**JoJoBean8** · 08-29-2009, 10:03 PM

Paying off my student loans. I hate having that hanging over our head. We owe about 15000 but it should be paid off in the next 2 years.

**Debbie-cat** · 08-29-2009, 10:09 PM

For me it is helping my DS with his secondary schooling. I will help him pay it off so he doesn't have it hanging over his head for the next 50 years.

**omalleyc** · 08-29-2009, 10:19 PM

It's really important to me to have a fully funded 6 month emergency fund. It gives me peace of mind that I can't even describe.

**Greebo** · 08-29-2009, 10:59 PM

1 goal.

Financial freedom.

**beks37** · 08-30-2009, 12:15 AM

My ultimate goal is to have no debt other than the mortgage. Our more immediate goal is to have dh's car paid off by December and then the student loans paid off in a little over 3 years.

**Michelle68** · 08-30-2009, 12:56 AM

Paying off our mortgage. This will free up more money for retirement savings and will give us the security of being debt free.

**Palooka** · 08-30-2009, 03:03 AM

Pay off some debt, try not to add more and save more.

**rebecca** · 08-30-2009, 06:46 AM

Originally Posted by Michelle68

Paying off our mortgage. This will free up more money for retirement savings and will give us the security of being debt free.

Michelle this is exactly what I was going to say. Once have house paid off I will have the extra money to put toward my retirement and get a few things done that need to be done with the house.

**thesightofoneself** · 08-30-2009, 06:56 AM

paying rent, sad but true

**lovestolaugh** · 08-30-2009, 09:19 AM

Paying off my credit cards. When that is accomplished, we will have an extra $1500 a month to put towards savings and mortgage. Plus we will be able to put bonus's and tax returns towards our future instead of paying off our past. I hate living paycheck to paycheck. I also want to work because I WANT to work not because I HAVE to work. UGH! With any luck, we should have all of our credit card debt paid off by 12/2010!! Then we can finally breath a little easier!

**larabelle** · 08-30-2009, 09:42 AM

Most important to get to the point financially that I can donate at least 15% of my gross income to my church and missions. Which means I would have to be debt free along with a emergency fund and contributing toward retirement. This is important to me because I think this will be of eternal value.

**danni** · 08-30-2009, 10:03 AM

1. Be debt free.
2. Build savings.
3. Buy land.
4. Build our home.

These are ours in this order. My family thinks I am crazy because I check all the numbers, in the spreadsheet and at the bank daily. But I know yuo guys all get it. LOL!!!