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  1. 10-19-2009, 10:04 AM #1
    JoJoBean8
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    Smile Our big milestone

    When hubby and I got married 3 years ago we came into our marriage with a whole lot of debt. We got married in vegas and put everything on a credit card. Between the two of us we had about 17000 in credit card debt. Between the two of us we were making about 55000 a year so we weren't to worried about it and knew it would eventually get paid off. Then I found out I was pregnant. I wanted to be a SAHM so we started banking my pay and using his to live off of from then on. Unfortunately at the time my husband was a cook and made about 26000 a year. We got through the pregnancy and I quit my job and he became a Loan Rep which is a little better money. With hubby's two jobs we make about 38000 a year now and even on that little we paid off our credit card debt. Today I just sent in the last payment we no longer have any credit card debt. Yay! Next we will tackle my student loans which should be done in a year and a half. I just wanted to let everybody know that it can be done even at those times you think it is impossible. There were times that after paying bills and health insurance we had trouble buying food but we got through those times and we made it to this moment. I am so happy and I can't wait until there is no debt what so ever.
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  2. 10-19-2009, 10:25 AM #2
    wwe11
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    Wow congrats! I hope one day to be there.
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  3. 10-19-2009, 10:30 AM #3
    Palooka
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    Congrats and what a great feeling that must be!
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  4. 10-19-2009, 10:30 AM #4
    Kerjack
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    Wow Congrats!
    Cass

    Debt ; 0/$2500
    Swagbucks; 230
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  5. 10-19-2009, 12:43 PM #5
    piney
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    congratulation hope i can get out of dept some day.
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  6. 10-19-2009, 12:48 PM #6
    Imarachne
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    Isn't it amazing how resourceful we can be if there is a plan and purpose ? Congrats to you !
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  7. 10-19-2009, 06:13 PM #7
    Michelle68
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    WTG! Congrats on your progress.
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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  8. 10-19-2009, 06:24 PM #8
    tripleb
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    Awesome for you! Congrats!
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  9. 10-19-2009, 07:04 PM #9
    missmanny
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    that must be a great feeling.
    Congratulations!
    Debt 1 - Paid in Full (originally $750)
    Debt 2 - Paid in Full (originally $2100)
    Debt 3 - Paid in Full (originally $3500)
    Debt 4 - Paid in Full (originally $4000)
    Debt 5 - Paid in Full (originally $3000)

    FFEF - Fully Funded with 6 months of expenses as of July 2009

    Next Step - House deposit
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  10. 10-19-2009, 07:19 PM #10
    mauimagic
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    Congratulations and mahalo for sharing!! You should be so proud of yourselves!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  11. 10-19-2009, 07:25 PM #11
    ravenmaniac
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    Congratulations on your success! You have tackled a lot of debt in a short amount of time.
    Carrie, ravenmaniac - I love my Ravens!!!!
    Play Like a Raven!
    Rock the Red - C-A-P-S CAPS! CAPS! CAPS!
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  12. 10-19-2009, 07:26 PM #12
    jas
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    Way to go!!
    Married 22 years to Mark
    Mom to Ryan 25
    Lisa 18 and Yorkie Lexi
    SAHM in Florida

    starting totals
    Mortgage $142,458/$155,000
    -----------------------

    change jar total $95.00
    EF $1000.00

    A friendly reminder Always wear sunscreen!
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  13. 10-19-2009, 07:59 PM #13
    Surilda
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    Congratulations to you and your DH for achieving what you worked
    so hard for!

    I'm looking forward to the day when I will post about paying off my
    own CC debt. You two are an inspiration!

    Thanks for sharing your good news!
    You have succeeded in life when all you really want is only what you really need.
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  14. 10-19-2009, 08:27 PM #14
    Sassyclass
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    Thank you for that wonderful post and congrats on your success.

    Cat
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  15. 10-19-2009, 08:29 PM #15
    Holding Pattern
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    Congrats! & WTG
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