Quote Originally Posted by rcannon View Post
Got my Citicard statement in the mail yesterday. I pay it off every month so this really does not concern me but right there in bold letters it states, "[B]if minimum payment is not received by 11/15 your interest rate will be increased to 29.99%"[/B]

That's absolutely CRIMINAL in my mind.
And they mean it too. My husband and I were 2 days late a couple of years ago on our card and it shot up to 31% and because of that, another card raised our rates to 31%. It was a nightmare!