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  1. 11-09-2009, 10:40 AM #1
    itlw8
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    Default cutting expenses

    well increasing my income is not going so well but I am doing great at cutting expenses.

    Surprizingly Christmas is falling right into place One last thing is to tell our kids who are all struggling that they are not to spend much on us .

    Yes this problaby belongs elsewhere on this site but the money part is for every thing I save it goes straight on a debt. Our portion of the medical from this summer is close to being paid off thank goodness I am just glad we do have ins.

    so in 2 months that money can go back to the snowball

    Thank goodness we will not have added to debt with Christmas.

    and the funny thing is if I can just hold on till March one of my clients will have had her baby and be back at work so my income will take a big jump

    I have gotten so good at cutting expenses ALL of that income can go to debt.

    Sometimes we have to look very hard for that light at the end of the tunnel.
    Meg

    cc debt free YEAH on to the mortage
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  2. 11-09-2009, 10:47 AM #2
    nodmicks
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    I love your positive attitude!!!!
    ~July 22 saving goal for event $80/$1000
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  3. 11-09-2009, 11:49 AM #3
    savvy_sniper
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    I am much in the same boat as you. I have CUT, CUT, CUT and been plowing it all into debt. But my online sales have been sagging. The credit cards are paid off, the hospital is almost paid off, AND I should be able to close the sale of my mother's house by the end of the year! I am the trustee of mom's estate and I will get 1/4 of the proceeds.

    Money has REALLY been tight. We are stretched VERY thin, but there IS a light at the end of the tunnel. AND the good news is that it isn't an oncoming train!

    HANG IN THERE!

    Quote Originally Posted by itlw8 View Post
    well increasing my income is not going so well but I am doing great at cutting expenses.

    Surprizingly Christmas is falling right into place One last thing is to tell our kids who are all struggling that they are not to spend much on us .

    Yes this problaby belongs elsewhere on this site but the money part is for every thing I save it goes straight on a debt. Our portion of the medical from this summer is close to being paid off thank goodness I am just glad we do have ins.

    so in 2 months that money can go back to the snowball

    Thank goodness we will not have added to debt with Christmas.

    and the funny thing is if I can just hold on till March one of my clients will have had her baby and be back at work so my income will take a big jump

    I have gotten so good at cutting expenses ALL of that income can go to debt.

    Sometimes we have to look very hard for that light at the end of the tunnel.
    Mary

    I won 2nd place! Made it to the top 4 finalists for the ultimate biker makeover!

    www.garage-girls.com

    12/08/10 - Begin diet & exercise program.
    Goal #1 - lose 30 lbs, lower blood sugar, blood pressure, & cholesterol - DONE
    Goal #2 - lose 5 more pounds to put me in the normal range on the BMI - DONE - 5/13/11

    05/16/11 - Down 36 lbs (total) since 12/08/10, under calorie goal almost every day, on treadmill 40 minutes 5 days a week MINIMUM.

    Chase CC - Paid off 06/09
    B of A CC - Paid off 07/09
    Hospital - Paid off 02/10
    Harley - $8,000
    House - Start $127,944 Balance $109,076
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  4. 11-09-2009, 02:16 PM #4
    mauimagic
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    Congratulations and mahalo for posting!! Our tunnel just got much longer, but I know that the light is there.
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  5. 11-10-2009, 02:10 AM #5
    frugalfranny
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    Hang in there......sounds like you will see improvement in 2 months.

    Xmas is a tough time and tight times make it harder to be frugal but you can do it!
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  6. 11-10-2009, 02:22 AM #6
    Luv2BeFrugal
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    Don't worry...you're doin' great! Keep up that positive attitude!
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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