What's normal percentage-wise??

[Thevail]

I was thinking, if you save 10% of your income.
And say you are putting 7% of your income into retirement savings.

What are the "normal" percentages for other things in life. Like what percentage of your income goes for "must have" bills, like electric, natural gas, garbage, water, basic phone etc?

And what percentage for "convenience/want" bills like cable, internet, cell phones?

What percentage for "safety" bills like, car insurance, life insurance, house insurance?

What percentage for housing?

Food? Car related?

For example, our mortgage + PMI+taxes+ house insurance is about 40% of our normal take home pay.

Food accounts for about 10% of our budget.

[itlw8]

Well if we had started saving for retirement when we were young the percentage needed now would be far less.

I think housing should be less than 25% but then that depends on where you live $250,000 around here gets a Huge fancy house but other places it gets a 1000 sq feet condo.