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Thread: well I messed up royally
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11-20-2009, 03:20 PM #1Registered User
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well I messed up royally
I have a Capital One card it is only 2.99 on the balance until paid so it has been the one I was not in a hurry to pay while I did other debts.
Well Oct 23 I wrote down on my chart I paid the bill due the 15th... I remember now there was a problem and I couldn't get it to post and I forgot to go back and worse forgot to erase it.
so my payment was late... a silly $10 minimum no doubt I have lost that special rate next month so I had better pay it off.
What a stupid mistake.Meg
cc debt free YEAH on to the mortage
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11-20-2009, 04:14 PM #2Registered User
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I don't know that much about c/c companies, but could you phone the company and explain what happened and that you'll make sure it doesn't happen again? I'm sure you'll still have to pay the $10 minimum payment this month, but maybe next month they'll bump it back to the original payment. Worth looking into...
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11-20-2009, 04:14 PM #3Rude and Vile Master
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So the real balance is more than $2.99?
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
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11-20-2009, 04:17 PM #4Registered User
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I believe she means the interest rate is 2.99%.
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11-20-2009, 04:28 PM #5Rude and Vile Master
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OOOHHHHH.
Oops!If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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11-20-2009, 05:15 PM #6Registered User
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not THAT stupid $2.99 LOL actually the amount is down to $300 and yes I pay more than that $10 a month but only doing it $50 at a time guess it will be knocked off faster. I was going to cancel it anyway when it was done but still a REALLY stupid mistake to make.
No reason for it to have been late.Meg
cc debt free YEAH on to the mortage
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11-20-2009, 05:44 PM #7Registered User
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I'd call and ask to. Sometimes they will forgive one mistake
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11-20-2009, 06:30 PM #8Registered User
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I had made an online payment to Capital One and because of the recent glitch with TD Bank it never went through. CO charged me $39 late fee. I called them and told them I was a good customer, never late and they credited the $39. Give them a call, worth a shot.
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11-20-2009, 10:24 PM #9Super Moderator
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