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  1. #1
    Registered User danni's Avatar
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    Default Murphy is back...

    Today I go get the mail and my dh managed to get 2 photo radar tickets in 1 day!!! Then the smoke detector starts going off after lunch. Funny smell and I think it is the dryer so we pull it out and clean all the vents. Turn it back on and everything seems fine. The smell is still there but not as bad so we think it will just dissipate slowly. A couple hours later it is starting to get a little chilly in the house(did I mention it is -40 outside), I check the thermostat the temp in here is at 55(set at 64). My dh checks the furnace, pilot light is on and it is trying to fire up but... Call the repair guy and our switch had shorted out. Which is what set the smoke detector off in the first place.

    I have no babysitting kids for the next 4 weeks cause the mom finished her practicum early and is now on winter break. And hubby had a part time job lined up for a few hours a week but that fell through. So we now have $800 less this month than what we budgeted and an extra $400 in bills. Add that to the $700 we spent on the van recently and I think I could just about start screaming. AHHHHHHH!!!

    OK rant over, now I am going to focus on how grateful I am that we have an emergency fund.
    EF $703.21
    STARTING DEBT $40,567.12

    DEBT TO DATE $5,571.24

  2. #2
    Registered User chevy_chick95's Avatar
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    I hate Murphy... You are truly lucky you have an emergency fund.

    I hope things get easier! Hope you have a happy holidays

  3. #3
    Registered User danni's Avatar
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    So today I took the $200 out of the EF to pay for the furnace. We have until the end of January to pay the tickets so I'm going to try and work them into the budget instead of using the EF.

    I've been a little lax with the budget the last little while so this is giving me the kick in the butt to tighten up the belt.
    EF $703.21
    STARTING DEBT $40,567.12

    DEBT TO DATE $5,571.24

  4. #4
    Licence to Kill Luv2BeFrugal's Avatar
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    I'm sorry!! That's awful! And it makes it worse that it's so cold outside! I hate when it's that cold! GRRRRR
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!

  5. #5
    Registered User NikoSan999's Avatar
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    When it rains it pours. And of course the electric is up too. Hope things look better soon. I know it stinks.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

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  6. #6
    Registered User pinetree's Avatar
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    Please dont send him this way. I have tried screaming and it doesnt help. Seems here we kick him to the curb, and he turns around & finds someway to sneak back in.

    Hope he leaves your house soon!
    Pine trees, with their needles pointing up to heaven, represent everlasting light and life.

  7. #7
    Registered User AnW819's Avatar
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    Ugh...Murphy Yey for an Efund though!!!

  8. #8
    Rude and Vile Master Greebo's Avatar
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    Quote Originally Posted by chevy_chick95 View Post
    I hate Murphy... You are truly lucky you have an emergency fund.
    Lucky?

    No.

    Congratulations on having the self-discipline to have an emergency fund in place! You should be very proud!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"


    Greebo
    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
    WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

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    Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!

  9. #9
    Registered User danni's Avatar
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    This morning I went on the computer and my keyboard had died on me. LOL!!! At least that one is relatively inexpensive. Hopefully Murphy will move out before he does anymore damage!!!!
    EF $703.21
    STARTING DEBT $40,567.12

    DEBT TO DATE $5,571.24

  10. #10
    Registered User Sassyclass's Avatar
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    Ack it sounds like Murphy moved in with you. Glad you have the EF and hope your unwanted guest drops off the face of the earth soon.

    Cat

  11. #11
    Registered User danni's Avatar
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    No mishaps today.....keeping my fingers crossed.
    EF $703.21
    STARTING DEBT $40,567.12

    DEBT TO DATE $5,571.24

  12. #12
    Registered User frugalfranny's Avatar
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    Oh gees danni, sorry about all this.

    Kick his butt to the curb and quickly lock the door.

    Hope things level out for you soon........and tell dh to SLOW down and stop at lights/signs!!! (the cameras are supposed to pay for themselves in something like 6 months - he helped them out!!)
    Travel light. The baggage of the past can only hold you back.

    January Book List

  13. #13
    Registered User sinopa27's Avatar
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    too bad it wasn't Murphy that was burning up. Heads up....remember the finishing the practicum early when spring comes to help you with budgeting this spring.

    I am glad you have the EF!!
    Step 1 $207/1500
    Step 2 Student loan $160.00 monthly
    Schewels paid
    Step 3 $252/$15000
    Step 4
    Step 5 1 child in college graduates 12/12
    2 child $50.00
    Step 6 $70,761/$93,000
    Step 7 Build wealth & give.

  14. #14
    Registered User Libby's Avatar
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    Wowzas danni, sorry to hear of all your mishaps.

    Isn't there a no-revisiting rule for like I dunno 364 days once Murphy leaves? LOL
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51

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