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Thread: Month 4 of DMP

  1. 01-20-2010, 12:01 AM #1
    BigTony
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    Default Month 4 of DMP

    Well its slow going, But I was just updating some balances and they are starting to come down.. I hope that after a year I can increase my payments and shorten my time in the program..

    I hope everyone is doing good!!!

    Tony
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  2. 01-20-2010, 12:09 AM #2
    mauimagic
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    Mahalo Big Tony - I was wondering what's going on with you!! Glad you are doing a slow and steady while being on top of your figures!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  3. 01-20-2010, 12:40 AM #3
    dcompton
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    I was wondering the other day too how you were getting along. Congrats on the progress, and thanks for the update.
    Donna

    Use It Up 2012:
    Lapghans: 5
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  4. 01-20-2010, 01:05 AM #4
    MaryCarney
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    Hey Big Tony!!! Glad to hear from you!!
    Keep plugging away - you'll make it.
    Mary Carney Working the night shift 'cause they never have meetings at 3am!
    DD Sarah 32
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    Married to David since 1975



    Starting grad school September 1, 2010 in pursuit of MSN degree.
    MSN degree completed on 4 May 2012 with NO DEBT!
    Total cost (including books) = $8375.
    Weight loss on Weight Watchers since June 1= 18.8#
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  5. 01-20-2010, 03:10 AM #5
    frugalfranny
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    Good to hear from you BT!

    Keep up the good work - you will get there.

    SLOW AND STEADY WINS THE RACE!!!
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  6. 01-20-2010, 03:59 AM #6
    Siebrie
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    I was just thinking about you!

    Well done and keep on going!
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  7. 01-20-2010, 06:07 AM #7
    Palooka
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    Good job and thanks for the up-date.
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  8. 01-20-2010, 08:30 AM #8
    frugal is fun
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    Good Job Big Tony!

    Slow and steady is the way to go!
    Judy


    never loose site of the big picture
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  9. 01-20-2010, 08:57 AM #9
    Greebo
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    Progress is progress - keep up the good work, Big T!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  10. 01-20-2010, 09:00 AM #10
    NikoSan999
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    Congratulations! If you don't mind my asking, how long is the program?
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

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  11. 01-20-2010, 09:00 AM #11
    Ceashels
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    Good to hear from you BigTony. Keep plugging away at the program. Like everyone else says... slow and steady!
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  12. 01-20-2010, 10:56 PM #12
    BigTony
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    5 Years is the DMP, My objective is to step up the payments after the first year if I can, But to answer your question it is 5 years.

    I know alot of people are aginst DMP's , there were 3 companies that would not work with me at all unless I was in one? Well thats where I am for now..
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  13. 01-22-2010, 05:47 AM #13
    a.nonymous
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    Hey Big T, glad to hear you're making progress! Keep plugging away. If you keep up the intensity, 5 years will look silly compared to the actual duration.
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