Where do you keep your investments?

**Lindsey** · 02-12-2010, 04:48 AM

I follow the DR plan and I am looking for the 12% MM funds he talks about.

Currently almost everything is in our bank; USAA. Which is the EF, Roth IRAs, and money markets. We also are taking advantage of the Savings Deposit Program (SDP) that the military offers deployed service members which is a 10% earn (through compound interest). Hubby is deployed till at least the end of the year with that, but it is only good up to $10,000.

Where are these funds he talks about? I know they are out there, but never had the money to actively look for them. Thanks for any help.

**Greebo** · 02-12-2010, 06:41 AM

Vanguard is highly reputed. I also like T Rowe Price and Legg Mason. Nationwide's American Funds aren't quite as good, but not terrible either.

The recent downturns have pushed a few funds that used to sit at 12 since inception down a bit, but as the market continues to recover, so will they.

**Lindsey** · 02-13-2010, 01:50 PM

Thanks Greebo! It helps to have a trusted name to look into.

**lisaflex** · 02-13-2010, 07:05 PM

vangauard and legg are two great options

**ladykemma2** · 02-14-2010, 05:42 AM

i have mine at AIG Valic.
contact brenda munoz 800 892 5558 x88940
earning 19.37 -20.51 percent this past year, even through the economic downturn. if I am reading this end of year statement correctly.

25%large cap vanguard windsor II
10%mid cap value fund

10% small cap indx fund
15% international equities fund

40% fixed income
fixed account plus
strategic bond fund

if i am not reading the statement correctly, I am sure greebo will be on a minute

edited to add: 8 years ago, when i set this up, i smelled an economic depression. so i set it up with a lot of bonds. probably need to change that.