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Thread: There goes the big one
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03-01-2010, 09:35 PM #1Registered User
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There goes the big one
We did it!!!!! We finally paid off our huge credit card. Tax return came in and Chase is GONE!!!!!. We still have our Sears credit card to pay off, but there is no interest/ no payments until September 2010. We are going to put the old payment from Chase towards Sears. Sears will be gone by April.
I'm so excited.... I could just burst.~~~Lisa~~~
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ds Gabe 10
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03-01-2010, 09:37 PM #2Registered User
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Congratulations! That's terrific!
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03-01-2010, 09:39 PM #3Registered User
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Congratulations!!!!!!!!!!!!!!!!!!!!:
Baby Step #1 Done!
Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
I'm debt freeeee............ GOD IS SO GOOD!!!
Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
Baby Step #4 Yep currently doing this.
Baby Step #5 No kids so no need.
Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
Baby Step #7 Someday.......
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03-01-2010, 09:40 PM #4Registered User
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Congrats!
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03-01-2010, 09:44 PM #5Registered User
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You are a ROLE MODEL for us all
My problem is: I can't get it out of my head that tax-refunds are like "reward money"...One of these years I WILL put it to GOOD use, though! Not just frivolous shopping or mini-vacations.
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03-01-2010, 09:50 PM #6Registered User
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WOW....fantastic job! Way to go!!
How much we enjoy what we have is more important than how much we have. Life is full of people who have more than they know what to do with, but cannot be content. It is the capacity to enjoy life that brings contentment.---Unknown
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03-01-2010, 09:55 PM #7Registered User
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awesome!! awesome!! awesome!!!! awesome!!!
what are you going to do with the CHASE card????? cut it up?
keep it??Step 1 $207/1500
Step 2 Student loan $160.00 monthly
Schewels paid
Step 3 $252/$15000
Step 4
Step 5 1 child in college graduates 12/12
2 child $50.00
Step 6 $70,761/$93,000
Step 7 Build wealth & give.
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03-01-2010, 10:00 PM #8Registered User
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WOW!!! Congratulations and great job! You are an inspiration!
cut it up cut it up cut it up hee heee
LDR
, 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.
"If you can't see the light at the end of the tunnel, march down there and light it yourself."
Full-time job
Car loan and personal loan
Challenges for 2012:
2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
Electric Usage Challenge (doing well, under $70 most months)
Yah, I suck at this money stuff, I know. That's why I'm here.
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03-01-2010, 10:03 PM #9Moderator
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Congrtulations and mahalo for sharing your great news!!
Travel light. The baggage of the past can only hold you back.
“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
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03-01-2010, 10:15 PM #10Registered User
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Going to keep the Chase card for now, until the Sears CC is paid off. Then we'll cancel it.
We have become very disciplined in our spending. We paid off another big CC about 1.5 years ago and didn't use it at all for about 5 months so the CC company closed the account. No biggie to us. We don't want them anyways.
We would have had this CC paid off last year, but hubby got notice that his job was closing the very same day that I was to pay off Chase. Glad I waited. We used the tax refund to carry us over until he found work.~~~Lisa~~~
Finally a Registered Nurse
Wife to Mike married in 1996
Mom to dd Sydney 14
dd Lauren 12
ds Gabe 10
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03-01-2010, 10:22 PM #11Registered User
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Congrats
You must feel a weight lifted off your shoulders.
2012: The Year Of The Purge!
UPDATED: MAY 15/12
2012 FLING - 673/2012 | COUPON SAVINGS $178.93
EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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03-01-2010, 10:25 PM #12Registered User
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Wonderful! And Sears will be done so soon, you will hardly have stopped this happy dance before you get to start all over again!
Donna
Use It Up 2012:
Lapghans: 5
Baby afghans: 1
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03-01-2010, 11:17 PM #13Registered User
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Congrats!!!! Chase must be scared now! We just paid off our balance with our tax refund too
Wooohoooo!
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03-02-2010, 12:04 AM #14
Congratulations! Feels good, doesn't it?
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03-02-2010, 12:08 AM #15Registered User
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Originally Posted by momofslg
And you have ever right to BURST!!!
Just burst into a happy dance!! You did a great job.
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