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  1. 04-12-2010, 09:00 AM #16
    Greebo
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    Good luck! Do you have a date yet?
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
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    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  3. 04-12-2010, 10:14 AM #17
    frugalfoster
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    This is going to be interesting...I can't wait to hear how it all turns out! Good luck Ash!
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  4. 04-12-2010, 10:17 AM #18
    Greebo
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    I'd actually be tempted to go see the proceedings.
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  5. 04-12-2010, 12:27 PM #19
    DaughterOfErin
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    Good Luck!
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  6. 04-12-2010, 12:33 PM #20
    Mom23boys
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    Good luck! I hope that you win!!! I am sure it will be an interesting court case.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 25, Chris, 22, and Dakota, 18~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  7. 04-12-2010, 02:20 PM #21
    AnW819
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    Quote Originally Posted by Josephhgoins View Post
    Can you sue for the time you take off work to go to court as well?

    Also, GOOD LUCK!!
    I would hope so, but I am not sure. DH and I will BOTH have to take off work which is gonna SUCK because we need every penny we can get right now.

    Quote Originally Posted by khaski View Post
    IN my understanding you can't sue for the time you took off to deal with it, but you CAN sue for court costs. GOOD FOR YOU- a mistake on their part is a mistake, but they have stolen your $, and I wouldn't allow that either! Have you switched banks yet? I would try to sue for the fees incurred when the erroneous overdrafts screwed up your account- for instance, you can't sue for your rent amount, but you CAN sue for the 'late fee' you may have been charged due to this mess when your rent bounced due to their error. Try it- the worst a judge can say is no! Good luck, please keep us posted on this!
    I have switched banks, went to bank of america (niko please don't slap me!)
    Quote Originally Posted by Greebo View Post
    Good luck! Do you have a date yet?
    No date yet, just got home from work. We have to actually go there which will be a PITA with me working 1st shift and DH working 3rd.

    Quote Originally Posted by Greebo View Post
    I'd actually be tempted to go see the proceedings.
    What does this mean?
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  8. 04-12-2010, 02:23 PM #22
    AnW819
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    Here is the website where I am finding my info from. It says I have to go and file but does not tell me where. Is anyone good at searching on the internet??? I have no idea where to go!!

    Small Claims FAQ

    I am at 08021 zip code!
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  9. 04-12-2010, 02:40 PM #23
    2ndGenGranola
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    Good luck!
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  10. 04-12-2010, 03:50 PM #24
    lparker
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    Small Claims FAQ

    which is the same link you posted. Check the county seat in the county the bank is in / where the courts are located. Hope that's confusing
    BEF fully funded
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    heloc - $3,299 - 0 yes, yes, yes!
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  11. 04-12-2010, 03:54 PM #25
    Greebo
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    Quote Originally Posted by AnW819 View Post
    What does this mean?
    That I'm thinking about taking the day off work to come watch your day in court.

    You go file at your County Court house. Call up the court house and ask for the small claims clerk.
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  12. 04-12-2010, 04:03 PM #26
    pinetree
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    Good Luck! Keep us posted on whats going on, I hope you win big time!
    Pine trees, with their needles pointing up to heaven, represent everlasting light and life.
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  13. 04-12-2010, 06:07 PM #27
    AnW819
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    Oh boy, Greebo at my court hearing! You'll set them straight for me right?! LOL.
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  14. 04-12-2010, 06:15 PM #28
    ncarr
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    good luck! I REALLY hope you win. It would serve them right!
    I love being a History Teacher!
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  15. 04-13-2010, 09:51 AM #29
    Russ
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    Good luck. Just be sure you have ALL of your documentation in order, because the bank will have theirs in perfect order.
    Russ


    62 more house payments.
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