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07-13-2010, 07:46 AM #1Registered User
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What Category Would You Put These in Your Budget?
I'm trying to track every cent we spend, and this is where/when I start to get confused.
What category would you put 'insect repellent' and 'dish soap' in? What about shampoo, soap, and other health products?
I'm sure I'll be back with more questions, but I'll start with this.An obstacle is what comes up when you lose sight of your goal.
Daily Fix It, Sort It, or Clean It Challenge
May No-Spend: 9/12
"A penny saved is a penny earned!"
1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()
2012 Lose-A-Pound-A-Week Challenge
I have 12.0 lbs to lose (as of Mon, May 14th, 2012)
Personal
Pay off my Morgage
$102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate
)/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
Pay off my Line of Credit
$6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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07-13-2010, 08:03 AM #2Rude and Vile Master
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We'd put it in "Household"
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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07-13-2010, 08:04 AM #3Registered User
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I have a grooming category ( shampoo, bug spray)and a household cleaning/paper category (dish soap). However for budgeting in the big picture these are in my grocery $$ category as sub categories.
I have a category for vitamins/meds as a sub category under medical.
With most programs can't you set up as many categories as you'd like?
Hope that helps~July 19 saving goal for event $104/$1000
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07-13-2010, 08:42 AM #4Rude and Vile Master
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Household for the bug stuff, personal care for the soap etc.
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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07-13-2010, 08:45 AM #5Registered User
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What category would you put 'insect repellent' IF it is to put on you then I would put in the my Health and beauty- HBA If it is repellent to prevent them from coming in the house the I would put it in household consumables
and 'dish soap' inI put that in household consumables? What about shampoo, soap, and other health products?I put those in my health and beauty category"Everyday as your walking down the street, everybody that you met has an original point of view" -Arthur PBS
Imagine - Wife of 18 years to Hubby
Mom to Buddy (son 15) and Little Miss ( daughter 11)
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07-13-2010, 09:43 AM #6Registered User
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We keep it simple at our home ... if it can be bought at our grocery store then it goes into the grocery budget.
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07-13-2010, 12:45 PM #7Registered User
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I'd lump the bug repellent in the same category as the sun block and aloe gel - as in: Health & Beauty.
If its RAID to kill bugs etc then thats under household b/c you'd be maintaining your home.
Dishsoap would go with the household cleaners (Mr Clean, Windex & laundry detergent and TP) - grocery/general household.
Just my two cents
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07-13-2010, 01:17 PM #8Registered User
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Wow my budget just isn't that detailed. But then that may be where I am going wrong.
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07-13-2010, 01:19 PM #9Moderator
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I had HBA and household cleaning as a sub category of groceries. But I rarely itemize to that detail anymore, so they just get classified as Grocery now.
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07-13-2010, 01:29 PM #10Registered User
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All of that kind of stuff gets lumped together in my grocery budget to keep it simple.
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07-13-2010, 01:32 PM #11
just grocery,
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07-14-2010, 12:11 AM #12Registered User
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put it in the envelope marked miscellaneous
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07-14-2010, 04:38 AM #13Rude and Vile Master
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Wanna post it? We can look at it.
Originally Posted by AnnK
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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07-14-2010, 09:54 AM #14Registered User
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Thanks for all your help, guys!
ANOTHER QUESTION!!!
DH gets gift $ at Christmas, for his birthday or whenever, hands it all over to me to put on our c/c at the time, then tracks what he spends in our computer so he can buy things he wants when he wants on sale or whatever. When he buys stuff (like he did a few days ago), do I track it in the budget sheet for this month or don't I? It was gift money he got months ago that got put on c/c then when we got the money which he is spending now. How do I do this?! BTW, part of the money was from Christmas gifts from my/his parents and part of the money was 'from me'. (Me is basically us because our money is joined.)An obstacle is what comes up when you lose sight of your goal.
Daily Fix It, Sort It, or Clean It Challenge
May No-Spend: 9/12 "A penny saved is a penny earned!"
1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()
2012 Lose-A-Pound-A-Week Challenge
I have 12.0 lbs to lose (as of Mon, May 14th, 2012)
Personal
Pay off my Morgage
$102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate)/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
Pay off my Line of Credit
$6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
-
07-14-2010, 10:04 AM #15Rude and Vile Master
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You hand him an envelope with the cash in it and say, "THIS IS FOR YOUR COM-PU-TER-GAMES - DONT USE THE CC FOR THEM ANYMORE!" Originally Posted by QM
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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