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10-18-2010, 08:32 PM #16Registered User
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sorry not a primary source ;-)
Modular Home - Definition - Real Estate Glossary
Modular Home - Definition of Modular HomeBS1: $1000/$1000
BS2:
CC: $0/ $15884
Other Debt: $0/2487
Car Loan: $0/11800
SLs: $20368/54031
Total Consumer Debt= $20,368/81825
Timeline:
10/09 - DH lost Job.
1/10 - spent 20k to finish DHs degree
4/10 - Found DR and got Gazelle Intense!!
1/11 - Paid off last CC!
2/11 - Downsized from 2400 to 600 sf!
10/11- Paid off car 3 yrs early!
1/12 - Paid off DH's Education!
Next Goal: Own My Degree!
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10-19-2010, 09:06 AM #17Rude and Vile Master
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I stand corrected. Thank you!
Originally Posted by gmarie
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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10-19-2010, 01:08 PM #18Registered User
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Ours is a "manufactured home" meaning a newish mobile home like in the first picture. Right now we are 100 miles each way or so commute to the base each day back and forth for my husband. We thought it would save us money since it is pd off however considering gas and wear and tear on vehicles I don't believe staying in this house even for the time being is the right option so we are for sure selling it. We did get word that he could put in for a drill sergent position after his time on this stationing is up ( about a yr-yr and a half) and he could stay here possibly another 3 yrs on top of the yr left. Considering that we have decided to go ahead and list the mobile home on 1 acre (pd off) and hope it sells! We've been working with a realtor close to base and found a really nice home from the 70s( not trailer, home!!) on 11 acres that has been completely remodeled inside and out, new everything. 2 bdrm, 2 car garage and 17 miles from the base. After he retires this is where we are wanting to live anyways so we will just be buying our "forever house" a little earlier than we expected and hoping our old home sells asap. Thanks for all the opinions!!!
)
to...
My little wheelchair boy
Born 05/16/2005 and went to heaven on 09/28/2008
and
My fiesty daughter Ella-Gracie
06/15/2006 and new baby boy Clint 05/03/2011 And many other "angel babies"(5) in heaven 
On the long road to adoption
Wife to my Army MP Trace
Debt:
His 04 Toyota Tacoma- 14,000/14,000 Pd off!
Chrysler Town and Country- 15,000/ 14,300 to go UGH
Star Card 6,000/6,000 Pd Off!
Star Card 2- 2500/2200 to go
Dh's consolidation loan 12,000/12,000 Pd Off!!!
Hubby's 1st marriage credit debt 50,000/50,000 Pd off (Don't ask ugh)
Emergency Fund-5,000/ Goal of 10,000
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10-19-2010, 01:23 PM #19Registered User
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Another 'non expert' here- sell, don't bother renting. In this economy especially it is too uncertain as to when you'll get your rent and if the people will trash your house or not- not worth the few hundred a month you think you might get. Sell and be done with it, and be happy you're not 'upside down' and have the option to do so! Sell and move on- not worth the hassle or risk!
Many thanks for your family's dedication to our country and sacrifices to keep America great!
May:
Coupon/drug store rewards:$15
$ Spent accumulating coupons: $5.99
YTD totals:
Coupons/drug store rewards: $759.04
$ spent getting coupons:$92.70
2011 total savings:$2068.18 2010:$1066.58
Meatless dinner: 13/52
Weight loss challenge:1.4/35
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10-19-2010, 03:02 PM #20Registered User
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Good luck with the sale! I think you're making a smart move.
~Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances.~
~The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.~
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10-21-2010, 06:31 AM #21Registered User
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Personally I would sell the house. When we PCS'd from Charleston AFB we couldn't sell ours and are renting it out. We have a Property Management company take care of it, they charge 10% of the rent. They take care of everything, run credit checks, interviews, house inspections. We are lucky to have had great tenants...but if we could sell we would, since it is not our forever house.
Many Blessings,
Melanie
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10-21-2010, 07:29 AM #22Registered User
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I would sell, we have a home in Montana that we are renting. Pain in the rear! We have a property manager, but we are on our 4th one. Managers are hard to find and trust! We are trying to sell the home, it has been on the market for a year with no luck! Tenants......do not get me started!
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