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  1. 10-08-2010, 11:43 PM #1
    Mojjo
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    Default Actually made some extra payments

    this month. Don't know how we had it, but we made 3 extra payments this month. We probably should have combined it to one but 3 was a compromise. It will actually get each of the cards paid off a month early and with the snowball effect...it really helps...or will in the long run. Might try it again next month.
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  2. 10-09-2010, 06:14 PM #2
    Russ
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    Good job! Keep it up!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  3. 10-09-2010, 06:16 PM #3
    Momto5RN
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    great job !!!!!
    *~Debbi~*
    Happily Married Mom to 5 ; PT Home Care RN
    Living with FMS

    “Fear less, hope more; Eat less, chew more; Whine less, breathe more;
    Talk less, say more; Love more, and all good things will be yours”
    Swedish Proverb

    *~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
    Getting Gazelle like 7/1/10
    Paid off 6 CC's totalling $6807 in 2010
    Paid off car 9000
    2011
    Quit 2nd Job for health reasons so going slower .
    2012
    purchased used car in cash 5000
    *~*~*~*~*~*~*~*~*
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  4. 10-10-2010, 12:30 PM #4
    HappyMama
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    Great job!
    *Angel*

    Dave R. Plan
    Step one - Done
    Step two-Done
    Step three-Done
    Step four-Done
    Step five- Working on
    Step six- almost done
    Living debt free except the mortgage and working on that !!!

    Be content with what you have;
    Rejoice in the way things are,
    When you realise there is nothing lacking,
    the whole world belongs to you.

    -Lao Tzu

    Have Courage
    “Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson

    "I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou

    "Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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  5. 10-10-2010, 05:10 PM #5
    Luckybustert
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    That's awesome, Mojjo, keep up the good work!!!
    -Suzanne

    Challenges:
    Pound A Week - 237.2 / 227.8 / 135
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  6. 10-10-2010, 06:52 PM #6
    sjohnson3278
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    Awesome job! Congrats!!!!!
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  7. 10-14-2010, 10:46 PM #7
    hollyhill
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    I hopeI can do that soon!
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  8. 10-20-2010, 05:13 PM #8
    littleplum
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    Those extra payments are so much fun! We finally got our reimbursement check from DH's union for my glasses and eye exam, and we were able to send the whole $600 to our smallest debt. Cut it in half! Whammo! DH gets paid Friday and we will be putting another $200-300 on it. It should be resting in peace by Thanksgiving, if not sooner.
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  9. 10-24-2010, 12:14 AM #9
    AspiringToBeFrugal
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    YAY for you!!!!!! That feeling of knocking down debt one step at a time (and a BIG step!) never gets old!
    May Goals:
    Only $300 for groceries this month - $206/$300
    Monthly coupon/valued customer savings = $14.08
    No wasted food!
    Stick to budget!
    Track spending DAILY
    Get checkbook balanced
    Save $200 toward EF: $85/$200

    2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge

    2012 Goals

    1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
    2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
    3. Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
    5. Keep our grocery budget to $300 each month.
    6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
    7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
    8. Get savings account up to $8,000 (incl. emergency fund)
    9. Make 2 Christmas gifts per month: 0/24.
    10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
    11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
    12. Taxes filed by March 17.
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