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Thread: Big news!!!
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02-01-2011, 08:39 AM #1Registered User
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Big news!!!
This week our kid will be born. Signs point to healthy.
Friday is payday. The payday that puts us over the top. That's right 100% (non-mortgage) DEBT FREE!!!!!
on a $55-65k a year income.
Here is what we've knocked out since late 2007:
$18000 in timeshare debt
$49000 in credit card debt
$12000 in student loan debt
Paid CASH for:
$11000 in foundation/major home repair
$2000 oral surgery
$1800 other dentist bills
$10000 down payment on house
High risk pregnancy
we made it. this is the best week of my life.
Now there is a good possibility I will be a Stay at home parent. Our income will temporarily go down to around $35k until I can find a day job (we both worked 3rd shift during this but it is impossible to find childcare for a newborn during those hours at a reasonable price.) so I am looking for a day job or part-time job. But any advice making the transition will be helpful!!
--
"It doesn't matter how hard you hit, it's how hard you can get hit and keep moving forward. That's how winning is done." - Rocky Balboa
Story of my life. In 2007 we had 78000 worth of debt, and we climbed out under it, on top of paying for a surgery with cash, bought a house, had a foundation shift and $11000 in repairs later we are good to go.. then I hear the words "I'm pregnant!"
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02-01-2011, 08:43 AM #2Rude and Vile Master
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ROCK ON DUDE! You're killing it!
Best wishes for a happy healthy baby and mom!If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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02-01-2011, 08:46 AM #3Registered User
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Congrats on all you both have done.
Transitional advice will come in time... for now...
Enjoy the last fews nights of sleep you will get for a long time ***
***
I can't be out of money... I still have checks left!
Momma to the DivaMy Blog: http://more-than-bonbons.blogspot.com
Old Lady to the Old Man
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02-01-2011, 08:49 AM #4Registered User
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Preston, double congratulations - on the upcoming birth of your child, and for knocking out your non-mortgage debt and paying cash! What accomplishments!!
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02-01-2011, 08:52 AM #5Super Moderator
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So happy for you and your wife Preston. So much growth and change in your life since we've known you. The best is yet to come, enjoy!
Thanks a bunch for sharing your happiness with us.
~*Darlene*~
Live Well~LaughOften~Love Much
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
Leo Buscaglia
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02-01-2011, 08:53 AM #6Registered User
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Woo hoo! Such awesome news!
~July 19 saving goal for event $104/$1000
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02-01-2011, 09:06 AM #7Registered User
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Congratulations on all of your life "events".
Praying for Mom and Baby......and Dad.Robbin
Mom to Katey
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02-01-2011, 09:51 AM #8Registered User
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Preston what great news!
You must feel absolutely wonderful!!
Sending all my good wishes for your wife and baby (and you of course) for the upcoming birth.
((HUGS))*Avril*
Mom to Laurens (30), Timothy (26), Dimmen (24), Lloyd (23) and Fiori (21).
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02-01-2011, 09:59 AM #9Master Dollar Stretcher
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Congratulations!!!! Today is the best week of your life...so far!!
DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
June no-spend: 0/15 
June wasted money: $0 
June grocery: $0/400
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Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) 
(2911 days until retirement)
Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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02-01-2011, 10:41 AM #10Registered User
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Preston, we all knew you could do it! 
Way to go!
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02-01-2011, 10:57 AM #11Registered User
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Awesome Preston!! Best wishes to all of you for a safe delivery. Get readyfor the best day of your life and many sleepless nights to come....but they are worth it!
Dh Bob FIL 
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
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02-01-2011, 11:23 AM #12Registered User
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Wow..it's a great week to be you isn't it? Congratulations!! All that hard work and discipline has paid off.
How much we enjoy what we have is more important than how much we have. Life is full of people who have more than they know what to do with, but cannot be content. It is the capacity to enjoy life that brings contentment.---Unknown
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02-01-2011, 11:57 AM #13Registered User
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Heartfelt congratulations! I'm impressed!
Totally debt free since January 2011.
Fully funded Emergency Fund complete December 12, 2011! Yeah!
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02-01-2011, 12:10 PM #14Registered User
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Congratulations Preston! You both did a fantastic job.
Heartfelt wishes on your babies birth to you and your wife.*Angel*
Dave R. Plan
Step one - Done
Step two-Done
Step three-Done
Step four-Done
Step five- Working on
Step six- almost done
Living debt free except the mortgage and working on that !!!
Be content with what you have;
Rejoice in the way things are,
When you realise there is nothing lacking,
the whole world belongs to you.
-Lao Tzu
Have Courage
“Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson
"I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou
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02-01-2011, 03:12 PM #15Registered User
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Oh, happy, happy day! I love babies and kudos on the debt reduction.
No spend days 2012 91/365
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