Channeling My Inner-Greebo

**Lady_V** · 02-04-2011, 08:31 PM

I was reflecting over 2010 and the financial transactions. We're still a CC-free-zone, the lights are still on and I can miss a months worth of meals and not make a dent in my self-insulation

All in all, it was a good year.

It could have been better... that is what 2011 is for!

I was talking to the little Greebo that sits on my shoulder swinging a wet noodle as I pay my bills and update the Quicken...

"pay more... pay more... you're skipping steps... why are you running through to BS3 when the cars aren't paid for yet?"

I still have the BEF fully funded and I was 1/3 way through BS3...

I transferred $1500 from the other account to put towards the car payment. I checked the balance, as of right now, I owe $2771 on it, at a gagging 13.45% interest!

February's payment is due the end of the month. I usually send in $400 (272 normal with extra for principal) SOOOOOOOOOOO... if my math is right, it will be paid for with the April's installment.

After that... on to the next car note!

**Ceashels** · 02-05-2011, 04:28 PM

Everyone should have a little Greebo in their life!

Congratulations, that's a big scary thing to do and it is well worth it in the end.

**Lady_V** · 02-05-2011, 05:03 PM

I was scared after I transferred it to the other account... PETRIFIED after I sent it to Chase.

I know it's the 'right' thing to do and the physical part of it was easy, but the mental aspect can be a bugger.

I do feel better now. I'll feel better when I can send in the last payment on the OTHER car and be totally debt free!

(and, I think a little Greebo is all I can handle in my life, I am too much of a chicken for more!

)

**krbshappy71** · 02-05-2011, 05:10 PM

What? He didn't tell you to sell the cars instead? Silly Shoulder-Greebo.

Sell the cars, drive a beater, that's my mantra now even though some days I do miss my CRV, there's not a day yet that I miss the payment.

Hang in there! You are much closer to the end than I am.

**frugalfriend** · 02-05-2011, 05:12 PM

Great job, Lady V!!

BTW, just had to mention, that over the years here I've noticed that you have such a way with words! You would be great doing a column in a magazine or newspaper, or a blog, or something fun with your talent.

Oops! Just noticed you ARE doing a blog!

**Lady_V** · 02-05-2011, 05:16 PM

Krbs - he knows I won't sell the cars and we need the warranty coverage until we can beef up the EF more.

FF - thank you, and I do have a blog. I haven't been as active as I would like to be, especially lately, but I do what I can (my blog)