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08-19-2011, 10:36 AM #1Technical Support Sleuth
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$4300 difference in expenses (in OUR favor).
So Dubya starts kindergarten on Monday. While the mom part of my brain is having anxiety issues over this, the rest of me is rejoicing over 9 months of NO DAYCARE COSTS FOR HIM.
Until I realized, I was going to have to shell out $300 a month for before/after care. We would still be saving $260 a month, but nowhere near what I had anticipated saving when Dubya started school.
Then, I got to talking to my neighbor (her son is also starting school). She's going to watch Dubya and transport him to/from for the low low price of $75. That's a savings of $485 A MONTH. FOR NINE MONTHS. That's approximately $4300.00
So what are we going to do with that extra that we hadn't planned on having? We are going to add it to our car payment and pay $800 every month instead of $375. And we will be paying our car off in 8 months...as opposed to paying it off in March 2013.
WOOOOOOOOOOOOOOOOOOOOOOOOOOHOOOOOOOOOOOOOOO!McD
-wife to Z
-mommy to Dubya & Moo Cow
Blog: http://familystylemayhem.wordpress.com/
My Ravelry: http://www.ravelry.com/projects/nicd...view=thumbnail
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08-19-2011, 10:42 AM #2Registered User
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That's AWESOME!
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08-19-2011, 10:51 AM #3Registered User
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great news!!! I am that will help your neighbor as well!!
Step 1 $207/1500
Step 2 Student loan $160.00 monthly
Schewels paid
Step 3 $252/$15000
Step 4
Step 5 1 child in college graduates 12/12
2 child $50.00
Step 6 $70,761/$93,000
Step 7 Build wealth & give.
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08-19-2011, 10:53 AM #4Rude and Vile Master
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Saawweeeeeeeeeet!
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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08-19-2011, 11:12 AM #5Registered User
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How great is that??!! And I agree with sinopa too. I doubt your neighbor is feeling bad about having a little extra cash either! Nice double hit there.
Your post was the 1st one I clicked on today. It's great to start my free time with such good news!
Theresa
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08-19-2011, 12:17 PM #6Registered User
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i love it when they start school and child care costs go down!
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08-19-2011, 01:17 PM #7Registered User
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That is really great news and your kiddo gets to be close to home and have a buddy to play with.
The math never lies, budget in INK!
Amount of Free items 2012 $391.33
Debt #2 12/31/12 CC $901.88
Debt #3 12/31/12 $3648.83
Madness, mayhem chaos...my work here is done!
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08-19-2011, 01:45 PM #8Licence to Kill
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How wonderful!!! Hooray!!
Kace - married to Dh 12 years
Love to
Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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08-19-2011, 01:56 PM #9Moderator
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Great news - can see the smile on your face from over there!!
Travel light. The baggage of the past can only hold you back.
“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
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08-19-2011, 02:06 PM #10Registered User
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Judi
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08-19-2011, 11:53 PM #11Registered User
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That's wonderful!!
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08-20-2011, 08:00 PM #12Moderator
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~That is so nice of your neighbor to offer! You can't beat the convenience of that arrangement.~
~Constance
~DH 
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~DD 7 
~DD 1 
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08-20-2011, 08:07 PM #13Registered User
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Woo hoo!!!
~July 19 saving goal for event $104/$1000
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08-20-2011, 08:13 PM #14Registered User
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Rock on McD!
2012: The Year Of The Purge!
UPDATED: MAY 15/12
2012 FLING - 673/2012 | COUPON SAVINGS $178.93
EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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08-20-2011, 11:54 PM #15Technical Support Sleuth
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I know! I was stunned. It's incredibly kind. And awesome.
Originally Posted by nuisance26
McD
-wife to Z
-mommy to Dubya & Moo Cow
Blog: http://familystylemayhem.wordpress.com/
My Ravelry: http://www.ravelry.com/projects/nicd...view=thumbnail
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