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Thread: i finally dropped.....
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10-02-2011, 11:47 AM #1
i finally dropped.....
Bank of America!!!
I kept dealing with them after the many warnings given on the different forums. I didn't have any problems with them. But when I got married and changed my name a couple of months ago, they dropped my pitiful BoA credit card. It had a limit of $300. Just enough so that I could use for a hotel, rent a car, or plane ticket. When I changed my name, they sent me a letter saying they apologized that they couldn't RE-open my account. Interesting.....as I had just used the card the day before. So....I was upset and posted it here on FV. I just decided that I didn't need their card and it was a favor. Now, there is some crazy fee on my account and no one can explain it. After 15 days, it cleared but it made me have a -14 balance. They eventually claimed there was a hold on my account. OH....did I mention that I had just deposited $60 about 1 hour before this "hold"??
In the meantime, I stopped my direct deposit. The personnel manager said that at least 9 people have come in to stop their direct deposit to BoA.
So.......everything is cleared and BoA sent me apologizing. But it is too late!! Adios!!! I have closed it!!!
Then I read where BoA is going to charge for debit transactions. Go right ahead but without me.
I am with ING direct. I am much happier with them. Also, I have a credit union account!!Step 1 $207/1500
Step 2 Student loan $160.00 monthly
Schewels paid
Step 3 $252/$15000
Step 4
Step 5 1 child in college graduates 12/12
2 child $50.00
Step 6 $70,761/$93,000
Step 7 Build wealth & give.
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10-02-2011, 12:33 PM #2
Ugh - yeah nothing good comes from BoA. My boyfriend just opened an account (switching from a credit union!!
) I dread the first problem.
I use a local credit union for my EF and Ally for everything else (travel a lot - reimbursed ATM fees are great!)
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10-02-2011, 03:27 PM #3
Doubt that you will miss B of A AT ALL.............except you
might be wondering where the headache went..........
way to go...................
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10-03-2011, 03:23 AM #4
I was hoping the person who has their signature that bank of America is the bank of H***........would send me a high five. I am thinking it is Nishu??? I can't remember. I found out at work that 3 of my coworkers hate them!! Wow!!
Step 1 $207/1500
Step 2 Student loan $160.00 monthly
Schewels paid
Step 3 $252/$15000
Step 4
Step 5 1 child in college graduates 12/12
2 child $50.00
Step 6 $70,761/$93,000
Step 7 Build wealth & give.
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10-03-2011, 10:10 PM #5
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10-03-2011, 10:18 PM #6
Good Riddance. I said the same thing as you and told them to get lost.. they bought my mortgage and I am working on my battle plan to get rid of them.

--
"It doesn't matter how hard you hit, it's how hard you can get hit and keep moving forward. That's how winning is done." - Rocky Balboa
Story of my life. In 2007 we had 78000 worth of debt, and we climbed out under it, on top of paying for a surgery with cash, bought a house, had a foundation shift and $11000 in repairs later we are good to go.. then I hear the words "I'm pregnant!"
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10-03-2011, 10:37 PM #7Registered User
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They really are THE worst. My mom has her mortgage with them and all I ever hear is that the right hand has no idea what the left hand is doing - I still need to talk her into trying to get that mortgage moved!!! Thanks for the reminder.
And good work! Dropping them like a hot potato!!! Couldn't be a better way to handle their nonsense.3/26 Afghan #3: 58 done of 191 rows
Use-it-Up Challenge: 38 tote blocks done
Crochet Gift Stash: 18 dishcloths, 1 towel, 2 afghans, 2 totes
Pound-A-Week Challenge: Week 20, dropped 17 of 21 lbs.
Change Jar Challenge ($vacation$): $49.88 Cashed in for Florida!
Reading Challenge: 3/12
~~~~~~~~~~
DR Step 1: Done
DR Step 2: Started 1/2011 w/$19,644, Done: 2/24/2012
Step 3 by 12/12/12: FFEF: $3850, Truck replacement: $2900
Step 4: Jack up retirement % by 1/2013
Step 5: DS19 12/2012, DS14 2015, DD13 2017
Step 6: Hit the mortgage thru 2018
Step 7: Build WEALTH & GIVE!
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10-06-2011, 05:11 AM #8
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10-06-2011, 05:12 AM #9
Step 1 $207/1500
Step 2 Student loan $160.00 monthly
Schewels paid
Step 3 $252/$15000
Step 4
Step 5 1 child in college graduates 12/12
2 child $50.00
Step 6 $70,761/$93,000
Step 7 Build wealth & give.
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