Great job Tony!!! You should be very proud of yourself. I know you aren't looking for help or advice, but have you thought of getting WIC for the formula? We did for my twins their first year, when they needed $25/can formula and each can lasted two days! Your wife would get some food checks as well as a post-partum mom. If it isn't something you want to do, another suggestion is to check Craigslist, people often overbuy formula and sell unopened cans for really cheap.

Also, you are very lucky you live somewhere with such a LOW cost of living! My husband and I are trying to find jobs outside of Cleveland so we can also buy one of those $30k houses in cash and be mortgage-free!