Please Name Positive Things About Your Personal Finance

[Palooka]

Lets have some Thanksgiving love here.

We have no student loans. (We never did, just saying. )

Personal Property taxes are lower this year. (thanks to trading in my DH's truck for a paid for, but nice 2000 year wonderful Jeep)

We won our child custody battle. That we didn't start. o.O
(attorney paid in full)

And You?

[SwirlyThing]

I have a good job that I even kind of like.

I'm debt free and have 6 months emergency fund.

Able to save some money every month, in addition to maxing out the employer matching to the 401K

My medical insurance is pretty good, so I haven't had to dip into the emergency fund to pay for the costs of this damned pneumonia I've got right now.

My ex (with help from the courts) is trying to catch up on years of unpaid child support, so I get a little extra of that each month.... which is really nice after years of getting NOTHING.

After my car was totalled a few months ago, I was able to replace it with a car I LOVE while spending LESS than the insurance settlement.

It looks like my income taxes are going to be less than I had feared after separating from my husband this year.

[tmffv]

After finishing my degree this spring, my income doubled. My very first RN check went to pay our very first mortgage payment on the house we bought afterwards

Recenlty purchased Quicken so now I know exactly where all our money goes.

We have no car payments.

We started savings accounts for both our boys. Contributions each month are small, but it feels good to be doing it.

Full tithe payers for our church

[Greebo]

Good job (was hired during the height of the recession no less), great benefits, no consumer debt of any kind - just a pair of mortgages, one house one rental. Currently saving to rewire the house and install a new HVAC.

Life's good!

[Ceashels]

I'm fortunate that I don't have to work but choose to so I don't go crazy. My pricing is affordable so my clients on fixed incomes can still have the extra assistance they need without shelling out the bucks.

We know what our financial priorities are these days (it wasn't always like that) and for that I am so thankful.

[Telephus44]

We are able to save at least 15% of our gross income each year.

We were able to lower our car insurance by $500 this year.

DH and I both received substantial raises this year.

We were fortunate enough to refinance the mortgage at 5% before housing values dropped.

Our health insurance premiums DIDN'T go up this year.

[OOwl]

-Debt free, including brand new house and a rental property.
-Almost there on 8-month emergency fund.
-Two paid-for cars.
-Retirement on track.
-About to "retire" 20 years early to spend more time with aging family members that could use some extra help.
-Especially thankful for good medical insurance.
-Two grown children that are now making good financial decisions; one just graduated from DR classes and has paid off all debts, and one working and going to law school debt free.
Indeed thankful. . .

[Contrary Housewife]

No CC.

No loans.

No mortgage.

No car payment.

No family asking for money.

No worries.

[Ponderer]

I am blessed with a good job that I really like and do well at, as well as having an employer who recognizes it and rewards me for it.

As a single women in a career with no college degree I am able to have purchased my own home in 2009 and my snowball is currently a bit over $1000 monthly above all minimums required.

I am feeling very committed and in control of my financial freedom and although I have dabbled with the concept of being debt free in the past...this time feels different and I know I will stick with it until the end. 12/12/12 here I come!!!

[forHISglory]

1. Retired with a good pension.
2. No debt of any kind, and no payments
3. Savings in the bank
4. Able to tithe and give generously
5. Energy efficient home
6. Social Security raise is coming!
7. We have to be careful, but we have enough.

God is good.

[Incognito]

- No credit card debt; never had a credit card in my entire life
- No debts of any kind
- No mortgage, since I rent
- Nice emergency fund in place
- Nice stockpile in place
- Still enjoying the challenge of cutting costs
- Still have some work & income, though I'm quite ill and disabled
- 2 to 7 more years till retirement and my old age pension, etc.
- I've made a bare-bones budget and can live happily on bare cost of rent, food, water, meds, insurance & a bit of miscellaneous.
- I've finally learned not to lavish money gifts on my family, so I'm making their gifts from now on, with no apologies or 'guilt'.
- Am also learning how to make the most of my resources, so I'm not dumping or giving anything away that I spent good money on.
- I am even less of a materialistic consumer than before.
- Others can go their way with their values & financial decisions, and I will gladly go mine.

[moasmom]

I have a job I love with good health insurance (even though the premiums are going up 60%, it's still good coverage and we are lucky to have it).

My 2nd job is helping to pay the bills.

DH has only 2 more years of school to go before he gets his degree.

DH finally got a good 2nd part time job (with flexible hours that work around school schedule).

We haven't lost the house yet.

Kara

[greekislandgirl]

No student loans.

No credit card debt (we have them but never use them).

We aren't going any further into debt and are paying the one debt we do have (car loan) on time.

Our emergency fund should keep us going for about 6 months w/o any income.

We have health insurance.

I know where absolutely every penny goes (and has gone since June 16, 2010) due to my obsessive budgeting.

Given the state of the Greek economy, this is pretty awesome. I'm very thankful.

[frugal.lass]

I'm debt free other than my mortgage (no worries about credit cards or car payments).

I have 4 mths of expenses saved.

I have 2 jobs (1 FT, 1 PT) that are still fairly secure.

I still enjoy being frugal and finding ways to cut costs.

I'll be getting a small raise this year. It's not much but I know how to stretch that money (thanks to FV!!!).

I watch my money but I don't worry about money.

[khaski]

-Debt free except the house as of last month!
-hubby's had ot roughly 4 out 5 weeks all year long
-hubby's home business has gone so well we actually have to pya income tax to the state this year for the first time ever (NH- and who thught we'd be excited to pay taxes?)
- I 'hit' my goal for my roth IRA contribution for the year!
-savings, for our EF, retirement, and long term goals, is coming along nicely- really hit our stride in finally making finances a priority!