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  1. #1
    Master Dollar Stretcher madhen's Avatar
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    Default December's "Wasted" Money

    What did you buy just because you wanted it, not because you needed it? How much money did you spend on little luxuries, or googaws, or fast food, that could have gone toward savings, debt reduction, or other things that could change the quality of your life in a material way?

    If your purchase just fulfilled a want, if it provided a transient happiness, if it was something you feel you have to "justify" afterward, then this is the accountability thread for you.

    Just a little place to maintain our awareness of where all that money goes (or doesn't go). I am hoping to keep my money waste down to $500 or less this month, since I will have my foster dog and her seven pups until about the middle of the month.
    I am not counting money spent on Christmas presents, since those are pretty much obligatory in this day and age. (So my real question is, should I count Christmas presents that I buy for my foster dogs!? )
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    June no-spend: 0/15 June wasted money: $0 June grocery: $0/400
    2012 LAPAW: 8.8/20 2012 Get-Thee-To-The-Gym Challenge: 7/52
    : 1136/66,795 Run/walk challenge: 91/520 miles
    Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) (2911 days until retirement)

    Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi

  2. #2
    Registered User Debbie-cat's Avatar
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    I'm in again and no I wouldn't count the foster puppies presents. They are yours for now!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06

  3. #3
    Registered User Lindsey's Avatar
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    I will try again this month. I found Pinterest in Nov. which is why I was MIA

    Today was my spend day, as Wednesdays are the day that my kids go to a homeschool co-op.

    Egg Nog, wasn't needed, but my girls and I soooo LOVE it!

    I also bought Candy Canes, weren't needed, but I'll use them in stockings, on the tree, etc.

    Everything else was food items on my list! I even scored some boneless, skinless, Tyson chicken breast on sale for .87 a lbs! Just a case of being in the right price at the right time. I have also been trying to coupon better since we moved to the States and I was able to score some Gilette razors for free.

    The bad part: hubby and I ate out. Wednesday nights the kids are in Awana, so we usually eat out (I pack the kids dinner as they go to gymnastics and then have to be at Church 15min later, so they eat on the way). It is a planned expense and I usually use coupons, but it can still add up. Tonight we ate for $5.
    Debt free thanks to Dave Ramsey!

    ^scratch that...we have a mortgage now.

  4. #4
    Registered User mango's Avatar
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    I'm in after falling off the wagon in a big way last month! This is going to be a very tight December and we have visitors coming over Christmas for nearly two weeks (yikes!) so this will be a good way to stay accountable.

    First day of December here and no wasted money today!
    "Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like."

    Will Rogers (1879) as quoted on Becoming Minimalist, 1 April 2011

  5. #5
    Registered User Libby's Avatar
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    Count me in, Im a masochist! My main goal is to lessen the amount I eat out or stop to pick up a drink.
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51

  6. #6
    Registered User MTS04's Avatar
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    Default

    I'm in as well. This month is going to be a toughie.
    It is what it is.

  7. #7
    Registered User Dutchie's Avatar
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    I am going to try and do this, this month (and not a moment too soon my inner self would say).

    After I have paid for Fiori's party this morning it will start.
    It will be really good for me to know that I have to account for every 'extra' and not needed thing that I buy.

    So, I'm in.
    *Avril*



    Mom to Laurens (30), Timothy (26), Dimmen (24), Lloyd (23) and Fiori (21).

    May - no spend days 8/15
    May - hanging laundry loads 3
    May - no eat out 13/15
    May - baking 1/1

  8. #8
    Registered User piney's Avatar
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    I am out of challange for Dec. plan on been out state again for 4 days so i don't want to have keep up with every $ spent.
    challanges for 2012
    Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
    May,no spend days challange 20-5/8
    1-26/2-18/3-26/4-24/
    change jar
    1-2012 Grocery,hba,stockpiling $168.46
    2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
    3-2012 """""""""""""""""""""""""""""$136.52
    4-2012"""""""""""""""""""""""""""""""$97.97
    5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
    2

  9. #9
    Registered User OOwl's Avatar
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    Default

    I'd like to play, too. We have a family member in the hospital this month so lots of expenses we wouldn't ordinarily have, everything from parking garage fee to extra gas to picking him up treats to have there. However, like Mad Hen, I expect most of my "wasted" funds go to the animals that share my home.
    Totally debt free since January 2011.
    Fully funded Emergency Fund complete December 12, 2011! Yeah!


  10. #10
    Registered User Debbie-cat's Avatar
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    Default

    Nothing spent today so nothing wasted!!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06

  11. #11
    Registered User Libby's Avatar
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    Murphy has struck me today - a lot of unnecessary things happened to me today and as a result, I wasn't able to get back home to eat my breakky which I had prepped waiting to be eaten upon my return from dropping DH. All I gotta say is what a day, I'm glad its over and I refuse to go out anymore.

    Dec 1 - $4.81 - breakky on the go at Tim Horton's
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51

  12. #12
    Registered User MTS04's Avatar
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    $6.31 Coffee for 3 of us. We were packing up a house as one of my friends is moving.
    It is what it is.

  13. #13
    Registered User mango's Avatar
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    Default

    No wasted money today!
    "Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like."

    Will Rogers (1879) as quoted on Becoming Minimalist, 1 April 2011

  14. #14
    Registered User Dutchie's Avatar
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    Well I did have to spend some money but that was for gasoline for the car - € 100 (about $ 135) for a tank full but it had to be done. Nothing else spent.
    *Avril*



    Mom to Laurens (30), Timothy (26), Dimmen (24), Lloyd (23) and Fiori (21).

    May - no spend days 8/15
    May - hanging laundry loads 3
    May - no eat out 13/15
    May - baking 1/1

  15. #15
    Registered User GirlBoyGirl's Avatar
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    I'm in! So far nothing spent in Dec!
    Hi, I'm Katie
    mama to Abigail Noelle and Brady Phoenix, born August 29, 2009
    and to Claire Zoe , born October 26, 2010




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