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12-31-2011, 03:25 PM #1Master Dollar Stretcher
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January 2012's "Wasted" Money Challenge!
What did you buy just because you wanted it, not because you needed it? How much money did you spend on little luxuries, or googaws, or fast food, that could have gone toward savings, debt reduction, or other things that could change the quality of your life in a material way?
If your purchase just fulfilled a want, if it provided a transient happiness, if it was something you feel you have to "justify" afterward, then this is the accountability thread for you!
Just a little place to maintain our awareness of where all that money goes (or doesn't go).DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
March no-spend: 15/15
2012 LAPAW: 8.2/15
2013 Get-Thee-To-The-Gym Challenge: 6/52
Monthly budget total: $1400 - Amt expended: 735.05 = Avail balance: $664.95
Total debt (with mortgage, HELOC, and cc's): Jan 2013: ??? (Jan 2012: $285,105) (Jan 2011: $292,750)
(2496 days until retirement)
11/12/13 Challenge: PAY OFF ALL CC's!!
Every time you spend money, you're casting a vote for the kind of world you want. Anna Lappe
- 12-31-2011, 10:25 PM #2
We were bad today. Bought lunch out, leather gloves and a watch for DH. The gloves and watch were such a deal couldn't pass it up. Did we need it? No, wanted it.
12-31-2011, 11:29 PM #3
trying really hard not to have any wasteful spending for January!
Holly
My blog: www.littlebitoflifetn.blogspot.com
12-31-2011, 11:45 PM #4
me too...after bills and gas money is deducted.
and groceries there is 622.00 left...this does not include hba products that are needed etc...I purchased a big bag of cat and dog food so we should be set there.....this month my goal is to see how much of that 622 will be left at the end..I know in reality there will some things that i will need and if i find a good deal i will tap into it but would love to see $500 of that carry over....so tomorrow i will pick daughter up from sleepover and come directly home so nothing wasted...
12-31-2011, 11:50 PM #5Master Dollar Stretcher
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With a new puppy in the household AND my old "puppy" going in for surgery on Friday (estimated $500 and fingers crossed that the biopsies come out neg), my austerity program has to start for real as of this second. So, I am going to try VERY hard to not blow any money this month. I am not going to count money spent on necessities for me or my animals, which includes medical costs, but everybody in the household will be tightening our proverbial belts and doing with fewer toys this year!
DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
March no-spend: 15/15
2012 LAPAW: 8.2/15
2013 Get-Thee-To-The-Gym Challenge: 6/52
Monthly budget total: $1400 - Amt expended: 735.05 = Avail balance: $664.95
Total debt (with mortgage, HELOC, and cc's): Jan 2013: ??? (Jan 2012: $285,105) (Jan 2011: $292,750)
(2496 days until retirement)
11/12/13 Challenge: PAY OFF ALL CC's!!
Every time you spend money, you're casting a vote for the kind of world you want. Anna Lappe
01-01-2012, 12:13 PM #6
I'm in...need all the challenges I can get my hands on to see all of our 2012 goals through to 2013...excited and nervous at the same time.
On Baby Step # 6 $49,805.xx
Pay off date September 2014
0/100 lbs lost
01-01-2012, 01:15 PM #7
I'm headed to the grocery today to pick up a very small list of things. I will work hard not to waste a penny!
01-01-2012, 06:59 PM #8
I'm in for this challenge. We need to watch every penny so being accountable for any 'wasted money' is a great idea. January should be a good month to do that... especially since all the expenses of Christmas are done with !
Wendy 
Goals:
1.BEFCOMPLETE
2. Debt OWE $4374.81 / $6026.38 ($1651.57 less than where we started!!)
3. FFEF $1000.00 / $10,000.00
(Murphy has visited us)
Challenges:
1. 2012 Fling: 501 / 2012
Working towards Romans 13:8
01-01-2012, 07:31 PM #9Master Dollar Stretcher
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Stayed home and stayed off of Amazon, so no money spent today, thus none wasted!
DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
March no-spend: 15/15
2012 LAPAW: 8.2/15
2013 Get-Thee-To-The-Gym Challenge: 6/52
Monthly budget total: $1400 - Amt expended: 735.05 = Avail balance: $664.95
Total debt (with mortgage, HELOC, and cc's): Jan 2013: ??? (Jan 2012: $285,105) (Jan 2011: $292,750)
(2496 days until retirement)
11/12/13 Challenge: PAY OFF ALL CC's!!
Every time you spend money, you're casting a vote for the kind of world you want. Anna Lappe
01-01-2012, 07:46 PM #10Registered User
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I am in on this challenge again. Thanks madhen for getting us started.

January 1st - no money spend so nothing wasted!
Dh Bob
FIL 
DS (23) at Lakehead U - go Thunderwolves!

www.ouroldhomestead.blogspot.com
May No Spend Days - 20 / 25
No Eat Out - 139 /365
11/12/13 Challenge - savings - $3,750 /$10,000
Reading Challenge - 7 /15
52 Week Saving Challenge - will remove as I add them to the envelope - W3-$3, W4-$4, W5-$5, W6-$6, W7-$7, W8-$8, W9-$9, W10-$10, W12-$12, W13-$13, W14-$14, W15-$15, W16-$16, W17-$17, W19-$19, W24-$24, W25-$25, W26-$26, W27-$27, W28-$28, W29-$29, W30-$30, W33-$33, W34-$34, W36-$36, W37-$37, W38-$38, W39-$39, W42-$42, W43-$43, W46-$46
01-01-2012, 07:54 PM #11
I almost went shopping at the Dollar Store today but I said no no no.
No money wasted today.
01-02-2012, 08:41 AM #12Registered User
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I was thinking about going to Hancock Fabrics today, but this post inspired me to just stay home instead.
I absolutely don't need anything from there!!
(I need to do this more often...)Jean
01-02-2012, 09:45 AM #13
I will join in this thread. I have to go thru DD's birthday this month and I am pretty determined to not waste...I will buy the cake, ice cream and etc. that is "needed" but nothing extra. ....I think I can.....I think I can.....I think I can

I didn't spend any money yesterday and so far I'm good to go for today
Mom to Sara Louise (11) Wife to wonderful hubby Chad
and furbabies Morrison
passed away 12/9/07...will be missed greatly and Casey our German Shepherd mixed mutt from the local animal shelter 
01-02-2012, 12:18 PM #14Registered User
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Not leaving the house and I don't shop online so no wasted money today!
Dh Bob
FIL 
DS (23) at Lakehead U - go Thunderwolves!

www.ouroldhomestead.blogspot.com
May No Spend Days - 20 / 25
No Eat Out - 139 /365
11/12/13 Challenge - savings - $3,750 /$10,000
Reading Challenge - 7 /15
52 Week Saving Challenge - will remove as I add them to the envelope - W3-$3, W4-$4, W5-$5, W6-$6, W7-$7, W8-$8, W9-$9, W10-$10, W12-$12, W13-$13, W14-$14, W15-$15, W16-$16, W17-$17, W19-$19, W24-$24, W25-$25, W26-$26, W27-$27, W28-$28, W29-$29, W30-$30, W33-$33, W34-$34, W36-$36, W37-$37, W38-$38, W39-$39, W42-$42, W43-$43, W46-$46
01-02-2012, 01:11 PM #15
will go to the grocery for only things we need so wont be wasting any money today!
Holly
My blog: www.littlebitoflifetn.blogspot.com
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