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  1. #1
    Master Dollar Stretcher madhen's Avatar
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    January 2012's "Wasted" Money Challenge!

    What did you buy just because you wanted it, not because you needed it? How much money did you spend on little luxuries, or googaws, or fast food, that could have gone toward savings, debt reduction, or other things that could change the quality of your life in a material way?

    If your purchase just fulfilled a want, if it provided a transient happiness, if it was something you feel you have to "justify" afterward, then this is the accountability thread for you!

    Just a little place to maintain our awareness of where all that money goes (or doesn't go).
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    June no-spend: 0/15 June wasted money: $0 June grocery: $0/400
    2012 LAPAW: 8.8/20 2012 Get-Thee-To-The-Gym Challenge: 7/52
    : 1136/66,795 Run/walk challenge: 91/520 miles
    Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) (2911 days until retirement)

    Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi

  2. #2
    Registered User kimmer182's Avatar
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    We were bad today. Bought lunch out, leather gloves and a watch for DH. The gloves and watch were such a deal couldn't pass it up. Did we need it? No, wanted it.

  3. #3
    Registered User hmcart's Avatar
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    trying really hard not to have any wasteful spending for January!
    Holly

    My blog: www.littlebitoflifephotography.blogspot.com

    February challenges
    eat at home days 0/25
    groceries 0/400

  4. #4
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    Default me too...after bills and gas money is deducted.

    and groceries there is 622.00 left...this does not include hba products that are needed etc...I purchased a big bag of cat and dog food so we should be set there.....this month my goal is to see how much of that 622 will be left at the end..I know in reality there will some things that i will need and if i find a good deal i will tap into it but would love to see $500 of that carry over....so tomorrow i will pick daughter up from sleepover and come directly home so nothing wasted...
    2012 Goals

    Credit card: $917.00/ 937.00

    Room Downstair semi completion: $900

    Countertop: $400

    Deck $750

    Bedroom revamp: $400

    2 replacement windows $400-$500

    intex swimming pool for the kids

    get dh to build daughter a chicken coop

    Health Challenge 0/20 lbs

    no spend days 0/209

    grocery reduction 27.76/$300

  5. #5
    Master Dollar Stretcher madhen's Avatar
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    With a new puppy in the household AND my old "puppy" going in for surgery on Friday (estimated $500 and fingers crossed that the biopsies come out neg), my austerity program has to start for real as of this second. So, I am going to try VERY hard to not blow any money this month. I am not going to count money spent on necessities for me or my animals, which includes medical costs, but everybody in the household will be tightening our proverbial belts and doing with fewer toys this year!
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    June no-spend: 0/15 June wasted money: $0 June grocery: $0/400
    2012 LAPAW: 8.8/20 2012 Get-Thee-To-The-Gym Challenge: 7/52
    : 1136/66,795 Run/walk challenge: 91/520 miles
    Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) (2911 days until retirement)

    Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi

  6. #6
    Registered User Sophiasmama's Avatar
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    I'm in...need all the challenges I can get my hands on to see all of our 2012 goals through to 2013...excited and nervous at the same time.
    On Baby Step # 6
    Principal amount oweing $74,408

    Living like no one else,so later we can live like no one else.

  7. #7
    kae
    kae is offline
    Registered User kae's Avatar
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    I'm headed to the grocery today to pick up a very small list of things. I will work hard not to waste a penny!
    K M

    Baby EF: Complete!
    Currently Paying Off Credit Card Debts
    4628/6040



    2012 Change Jar Challenge
    April-
    August-
    December-

  8. #8
    Registered User Wendy99's Avatar
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    I'm in for this challenge. We need to watch every penny so being accountable for any 'wasted money' is a great idea. January should be a good month to do that... especially since all the expenses of Christmas are done with !
    Wendy

    Goals:
    1. BEF COMPLETE
    2. Debt OWE $5203.82 / $6026.38
    3. FFEF $2212.31 / ?


    Challenges:
    1. 2012 Fling: 501 / 2012

    Working towards Romans 13:8

  9. #9
    Master Dollar Stretcher madhen's Avatar
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    Stayed home and stayed off of Amazon, so no money spent today, thus none wasted!
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    June no-spend: 0/15 June wasted money: $0 June grocery: $0/400
    2012 LAPAW: 8.8/20 2012 Get-Thee-To-The-Gym Challenge: 7/52
    : 1136/66,795 Run/walk challenge: 91/520 miles
    Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) (2911 days until retirement)

    Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi

  10. #10
    Registered User Debbie-cat's Avatar
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    I am in on this challenge again. Thanks madhen for getting us started.

    January 1st - no money spend so nothing wasted!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06

  11. #11
    Registered User Palooka's Avatar
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    I almost went shopping at the Dollar Store today but I said no no no. No money wasted today.

  12. #12
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    I was thinking about going to Hancock Fabrics today, but this post inspired me to just stay home instead.
    I absolutely don't need anything from there!!

    (I need to do this more often...)
    Jean

  13. #13
    Registered User VanVivCam's Avatar
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    I will join in this thread. I have to go thru DD's birthday this month and I am pretty determined to not waste...I will buy the cake, ice cream and etc. that is "needed" but nothing extra. ....I think I can.....I think I can.....I think I can

    I didn't spend any money yesterday and so far I'm good to go for today
    Mom to Sara Louise (11) Wife to wonderful hubby Chad

    and furbabies Morrison passed away 12/9/07...will be missed greatly and Casey our German Shepherd mixed mutt from the local animal shelter

  14. #14
    Registered User Debbie-cat's Avatar
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    Not leaving the house and I don't shop online so no wasted money today!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06

  15. #15
    Registered User hmcart's Avatar
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    will go to the grocery for only things we need so wont be wasting any money today!
    Holly

    My blog: www.littlebitoflifephotography.blogspot.com

    February challenges
    eat at home days 0/25
    groceries 0/400

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