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  1. 01-04-2012, 01:49 PM #1
    Maddy's Mom
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    Default For the first time in my life...

    I paid the remaining balance of my auto insurance in full, rather than do installments. We are now paid up through April!! I probably spent a small fortune in installment fees, and had my insurance cancelled accidentally once when I was one day late in paying. I feel so...responsible! Now, to save up for that April 18th due date so I can pay the next 6 months in full too!
    Baby Step 1: $1000/$1000 DONE!
    Baby Step 2: left/starting balance
    Credit Cards: $4,091/$5,324
    Medical Bill from 08: $480/$541
    Vehicle(one paid in full): $11,839/$12,400
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  2. 01-04-2012, 01:52 PM #2
    Russ
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    Good job!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  3. 01-04-2012, 02:03 PM #3
    Momto5RN
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    thats great - we use to use our tax return each year to pay car insurance but last year we owed taxes and having 4 cars made it higher too .
    *~Debbi~*
    Happily Married Mom to 5 ; PT Home Care RN
    Living with FMS

    “Fear less, hope more; Eat less, chew more; Whine less, breathe more;
    Talk less, say more; Love more, and all good things will be yours”
    Swedish Proverb

    *~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
    Getting Gazelle like 7/1/10
    Paid off 6 CC's totalling $6807 in 2010
    Paid off car 9000
    2011
    Quit 2nd Job for health reasons so going slower .
    2012
    purchased used car in cash 5000
    *~*~*~*~*~*~*~*~*
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  4. 01-04-2012, 02:09 PM #4
    nodmicks
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    Awesome job! It seems often you save a bit doing it that way also
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  5. 01-04-2012, 02:12 PM #5
    StaceyS
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    Our DMV charges $250 if you let your insurance lapse, pays to pay it off early!
    Stacey

    Credit Card Debt $8,635/$15,550
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  6. 01-04-2012, 02:22 PM #6
    kae
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    That's great!
    K M

    Baby EF: Complete!
    Currently Paying Off Credit Card Debts
    4628/6040


    2012 Change Jar Challenge
    April-
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  7. 01-04-2012, 03:31 PM #7
    hmcart
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    awesome! Our is billed every 3 months but we dont pay anything extra. That is just how it always has been.
    Holly

    My blog: www.littlebitoflifephotography.blogspot.com

    February challenges
    eat at home days 0/25
    groceries 0/400
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  8. 01-04-2012, 04:10 PM #8
    hnybny91
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    That's funny...I just did the same thing today too I am also paid in full through April as well...ha ha. I also paid the balance on my homeowner's insurance and that means I am paid through September on that one. Now I need to find out if I can pay ahead on the security system and the life insurance policy. We had a little extra money come our way in December so I am trying to pay bills we would have to pay anyway with it.
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  9. 01-05-2012, 08:38 AM #9
    Cricketlegs
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    Great job! My car insurance for 6 months is $3030. I NEED installments!!!
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!
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  10. 01-05-2012, 10:44 AM #10
    Ponderer
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    I am probably in the minority but I have my insurance automatically deducted monthly. I could actually pay in larger installments twice yearly but I just don't want to think about it. The fee is nominal and it is easier for me to just have it on the budget each month.
    Right is right even if no one else is doing it. Wrong is wrong even if everyone else is doing it.

    IF IT IS TO BE.....IT IS UP TO ME
    The 12/12/12 project!
    $12,548.54 of $24,202.77 PAID since 11/11/11! 48% to go!!!

    Kitty mommy to:
    JC
    Jack
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  11. 01-05-2012, 11:20 AM #11
    my4littlebuffaloes
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    that is a huge accomplishment! One of the first steps in getting your finances in order is to pay ahead and save each month for the next bill. Way to go!
    Jennifer

    ds 13
    dd 11
    ds 9
    dd 7

    My blog - www.gettingaheadblog.com


    Savings Challenge

    Tooth Implant $0/$3700

    Furnace $325/$3000

    Braces Set #2 $1000/$5000
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  12. 01-05-2012, 12:13 PM #12
    Ceashels
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    Well done! It feels so good.
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  13. 01-07-2012, 12:20 AM #13
    tmffv
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    That is great! I'm sure it must feel very nice to meet that goal.
    Wife to DH since 2004

    Mother to
    DS#1 2004
    DS#2 2008

    Registered Nurse

    Baby EF: $1000/$1000

    Debt Snowball
    CC #1 - Done!
    CC #2 - Done!
    CC #3 - Done!
    CC #4 - $650
    DH Student Loans $3,900 $3,400
    My student loans $36,750
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  14. 01-07-2012, 02:24 AM #14
    sinopa27
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    great news and very encouraging!
    Step 1 $207/1500
    Step 2 Student loan $160.00 monthly
    Schewels paid
    Step 3 $252/$15000
    Step 4
    Step 5 1 child in college graduates 12/12
    2 child $50.00
    Step 6 $70,761/$93,000
    Step 7 Build wealth & give.
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  15. 01-07-2012, 10:49 AM #15
    227melissa
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    I have always paid monthly, but I looked at the bill today and they started charging three dollars a month for service fees. I guess I will start paying every 6 months no way am I going to give them access to my account. Call me paranoid, but I really do not trust Banks or Insurance companies.


    Debt free for the first time in my life !!!!!!!
    Roll Tide !!!!!!!!!!!!
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