For the first time in my life...
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  1. #1
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    Default For the first time in my life...

    I paid the remaining balance of my auto insurance in full, rather than do installments. We are now paid up through April!! I probably spent a small fortune in installment fees, and had my insurance cancelled accidentally once when I was one day late in paying. I feel so...responsible! Now, to save up for that April 18th due date so I can pay the next 6 months in full too!

  2. #2
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    Good job!


    “There is no dignity
    quite so impressive,
    and no independence
    quite so important,
    as living within your means.”
    ― Calvin Coolidge

  3. #3
    Registered User Momto5RN's Avatar
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    thats great - we use to use our tax return each year to pay car insurance but last year we owed taxes and having 4 cars made it higher too .

  4. #4
    Registered User nodmicks's Avatar
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    Awesome job! It seems often you save a bit doing it that way also

  5. #5
    Registered User StaceyS's Avatar
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    Our DMV charges $250 if you let your insurance lapse, pays to pay it off early!
    Stacey

  6. #6
    kae
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    That's great!

  7. #7
    Registered User hmcart's Avatar
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    awesome! Our is billed every 3 months but we dont pay anything extra. That is just how it always has been.
    Holly

    My blog: www.littlebitoflifetn.blogspot.com

  8. #8
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    That's funny...I just did the same thing today too I am also paid in full through April as well...ha ha. I also paid the balance on my homeowner's insurance and that means I am paid through September on that one. Now I need to find out if I can pay ahead on the security system and the life insurance policy. We had a little extra money come our way in December so I am trying to pay bills we would have to pay anyway with it.

  9. #9
    Registered User Cricketlegs's Avatar
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    Great job! My car insurance for 6 months is $3030. I NEED installments!!!
    The math never lies, budget in INK!


    EF $200


    Camper (Start March 2013) $4645.26/ $2,869.19
    Student Loan#2 Start May 2013) $4196.45/ $3542.70


  10. #10
    Registered User Ponderer's Avatar
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    I am probably in the minority but I have my insurance automatically deducted monthly. I could actually pay in larger installments twice yearly but I just don't want to think about it. The fee is nominal and it is easier for me to just have it on the budget each month.
    Right is right even if no one else is doing it. Wrong is wrong even if everyone else is doing it.

    IF IT IS TO BE.....IT IS UP TO ME
    The 12/12/12 project! Missed this target...but onward I go!

    $24,202.77 Total debt due on 11/11/11.

    $2,902.33 Total balance due as of 2/5/13 .


    Kitty mommy to:
    JC 5/3/2012 RIP...I miss you old man.
    Jack

  11. #11
    Registered User my4littlebuffaloes's Avatar
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    that is a huge accomplishment! One of the first steps in getting your finances in order is to pay ahead and save each month for the next bill. Way to go!
    Jennifer

    ds 14
    dd 12
    ds 10
    dd 8

    My blog - www.gettingaheadblog.com


    Savings Challenge

    Furnace $0/$3000

    Family Reunion Beach Vacation $100/$3000

  12. #12
    Moderator Ceashels's Avatar
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    Well done! It feels so good.
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.

  13. #13
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    That is great! I'm sure it must feel very nice to meet that goal.
    Wife to DH since 2004

    Mother to
    DS 2004
    DS 2008
    DD 2013

    Registered Nurse

    Debt Snowball 2014

    Student Loan #1 $1140/$1500
    CC#1 $0/$2250
    Student Loan #2 $1400/$10500
    CC#2 $265/$2900
    Medical Bill $2750/$3900
    Car Loan $4725/$5175
    Student Loan #3 $5385/$5900
    Student Loan #4 $40,325/$40,500

    Paying the stupid tax. Over, and over, and over again

  14. #14
    Registered User sinopa27's Avatar
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    great news and very encouraging!

  15. #15
    Registered User 227melissa's Avatar
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    I have always paid monthly, but I looked at the bill today and they started charging three dollars a month for service fees. I guess I will start paying every 6 months no way am I going to give them access to my account. Call me paranoid, but I really do not trust Banks or Insurance companies.

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