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  1. 02-01-2012, 11:44 AM #1
    madhen
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    Default February 2012's "Wasted" Money Challenge!

    New month!! New chance to not waste money!!

    What did you buy just because you wanted it, not because you needed it? How much money did you spend on little luxuries, or googaws, or fast food, that could have gone toward savings, debt reduction, or other things that could change the quality of your life in a material way?

    If your purchase just fulfilled a want, if it provided a transient happiness, if it was something you feel you have to "justify" afterward, then this is the accountability thread for you!

    Just a little place to maintain our awareness of where all that money goes (or doesn't go).
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    June no-spend: 0/15 June wasted money: $0 June grocery: $0/400
    2012 LAPAW: 8.8/20 2012 Get-Thee-To-The-Gym Challenge: 7/52
    : 1136/66,795 Run/walk challenge: 91/520 miles
    Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) (2911 days until retirement)

    Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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  2. 02-01-2012, 10:52 PM #2
    Libby
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    I'm in again AND of course, I ate out today Figures hahaha.

    Feb 1 - $7.46 - lunch out
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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  3. 02-02-2012, 10:33 AM #3
    madhen
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    I managed to squeak through the first 24 hours without wasting any money.
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    June no-spend: 0/15 June wasted money: $0 June grocery: $0/400
    2012 LAPAW: 8.8/20 2012 Get-Thee-To-The-Gym Challenge: 7/52
    : 1136/66,795 Run/walk challenge: 91/520 miles
    Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) (2911 days until retirement)

    Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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  4. 02-02-2012, 07:03 PM #4
    Maine Girl
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    02/01/12
    spent $5 on Trader Joe's peanut butter cups for the office. YUMMY.

    Today 02/02/2012 Didn't spend a penny.
    Steph


    FY 2012
    10/40 books read
    working at paying off cc one $ at a time.
    $2963.00 CC balace as of 05/19/12
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  5. 02-02-2012, 08:00 PM #5
    nodmicks
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    $10 on salads to go
    ~July 19 saving goal for event $104/$1000
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  6. 02-02-2012, 08:04 PM #6
    MTS04
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    Chipotle for lunch for 2 of us - $14
    ugh.
    It is what it is.
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  7. 02-02-2012, 08:10 PM #7
    Debbie-cat
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    no wasted money yesterday or today.
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  8. 02-02-2012, 10:47 PM #8
    acabin42
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    I'm in..... no wasted money yesterday or today. Tomorrow may be different.... it's payday, and I need to go to the grocery store....but tonight I sat down with coupons and organized them and am trying to match them to the items on my grocery list. I hope I can stick to it.
    Count your blessings--name them one by one."



    My Blessings:
    DH - 43 years
    3 sons
    1 daughter
    3 daughters-in-law
    11 grandchildren

    Furbabies: 5 dogs, 1 cat

    God Has Really Blessed me.
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  9. 02-02-2012, 11:28 PM #9
    Lindsey
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    Just bought printer ink today!

    Yesterday we didn't eat out!!! Woot! First Wednesday in a long time. Helped that DH had to work late though and that's why we didn't So, I'm doing good so far!
    Debt free thanks to Dave Ramsey!

    ^scratch that...we have a mortgage now.
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  10. 02-03-2012, 12:00 AM #10
    Palooka
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    I've spent 15 bucks so far this month. no wasted money though.
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  11. 02-03-2012, 11:52 AM #11
    Debbie-cat
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    Won't be wasting any money today...no planning on going anywhere!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  12. 02-03-2012, 12:21 PM #12
    frugal.lass
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    Spent $13.00 on food at the bar last night BUT was treated to a few drinks by regulars after they heard about my date on Feb 1st (I've known the guy for a few years although he doesn't live nearby so I'm not up to date on his life, we went for dinner and, out of curiosity, I asked when he and his GF broke up...turns out they hadn't but he was "testing the waters" to see if there was any chemistry with me!!!)

    It may have been money I didn't HAVE to spend but the venting was definitely good for my mental health!!
    I want to kill my mortgage! 192,391/197,370 (since July 2011)

    I'm attempting to live by the principles of The Compact in 2012. Wish me luck!

    2012 Financial goals
    • make an extra $15k over and above any flying pay (1705/15000)
    • pay an extra $1750 off my mortgage (557/1750)
    • bring EF back to $10k - $3533 left to save
    • avoid lifestyle inflation
    • improve investment plan (change accounts) - *grumble grumble* Bank made a mistake, need to re-do paperwork

    The Financial Goals I've achieved:     increased RSP contribution to $300/mth, posted budget on FV for review, saved $1600 to go on vacation
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  13. 02-03-2012, 05:42 PM #13
    acabin42
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    I went to the Goodwill.......... I probably should have stayed away..
    I spent 17.00 on 4 pair of capris, and a blouse. I do need them for summer, but hated to spend it anyway.
    Count your blessings--name them one by one."



    My Blessings:
    DH - 43 years
    3 sons
    1 daughter
    3 daughters-in-law
    11 grandchildren

    Furbabies: 5 dogs, 1 cat

    God Has Really Blessed me.
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  14. 02-04-2012, 12:00 AM #14
    Lindsey
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    Nothing spent!
    Debt free thanks to Dave Ramsey!

    ^scratch that...we have a mortgage now.
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  15. 02-04-2012, 06:48 AM #15
    Maine Girl
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    spent $9 on lunch yesterday. So far I have spent $14 for the month
    Steph


    FY 2012
    10/40 books read
    working at paying off cc one $ at a time.
    $2963.00 CC balace as of 05/19/12
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