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  1. 07-16-2012, 09:49 AM #1
    wwe11
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    Default off the wagon but back on

    It has been along time since I have been here and I have no excuses for that. I fell off the frugal and debt payment wagon but I am back on full force. I made a major decision that after 15 yrs of paying the bills and debt my husband is taking over the debt. He says he can get it paid off faster than me, so we will see. Wish me luck. Hopefully it will be paid off in less than two years more like on yr. I will be on here everyday it keep me frugal.
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  3. 07-16-2012, 10:04 AM #2
    Russ
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    Welcome back and best of luck.
    Russ


    63 more house payments.
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  4. 07-16-2012, 10:20 AM #3
    wwe11
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    Thank you!
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  5. 07-16-2012, 11:19 AM #4
    larabelle
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    Welcome Back...I believe the fact that you dropped off the wagon is not halfway as important as the fact that you have jumped back on....keep posting and remember the villagers are behind you!!
    Baby Step #1 Done!
    Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
    I'm debt freeeee............ GOD IS SO GOOD!!!
    Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
    Baby Step #4 Yep currently doing this.
    Baby Step #5 No kids so no need.
    Baby Step #6 I PAID CASH FOR A HOUSE!! God is soooo good to me!!!
    Baby Step #7
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  6. 07-16-2012, 01:24 PM #5
    pinetree
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    Wishing you luck. and welcome back.
    Pine trees, with their needles pointing up to heaven, represent everlasting light and life.
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  7. 07-16-2012, 02:01 PM #6
    piney
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    back wishing you the best of luck.
    2013 challanges
    no spend challange=20 a month
    change jar challange
    Grocery & hba budget challange=$300. a month
    Fling challange

    Jan. no spend days 26
    Jan. Grocery & hba spent $101.35
    Feb.no spend days=19
    Feb.spend on grocery & hba=$141.86
    March no spend days=20
    March spend on grocery & hba $286.32
    April no spend days=25
    April spend on grocery & hba $118.75
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  8. 07-16-2012, 03:19 PM #7
    khaski
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    Welcome back and good luck on your journey- looking forward to your updates!
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