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Debt Reduction & Money Management Discussions on debt reduction, credit cards, consolidation, debt free living, and money. Snowballing debt, paying yourself first, and money management.

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Old 01-21-2003, 10:14 AM   #1 (permalink)
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Question Do you use online banking? Or pay bills online?

This makes me somewhat nervous, but I will admit that I do pay several bills online. It's fast, convenient, and saves money on postage.
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Old 01-21-2003, 10:16 AM   #2 (permalink)
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I pay the majority of my bills on line. Most of our utilities have on site bill payment. I prefer to do this as it is quicker and no postage. It is also easier to keep track, for me that is.
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Old 01-21-2003, 10:38 AM   #3 (permalink)
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RIck (my husband) does all the bills and does none of them on-line BUT if I did them I would do them on-line...

Eileen
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Old 01-21-2003, 10:58 AM   #4 (permalink)
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I used to just check my accounts and transfer funds etc. on line but as of two weekends ago, I set up all my bills (the ones that I can) to be paid online. I was nervous about it too but now that I have everything set up, paid a few, it is so easy, and I don't have to worry about sending the payment out a week ahead etc... I think I'm going to like it. I just write on my bill the confirmation #, date paid and file.
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Old 01-21-2003, 02:16 PM   #5 (permalink)
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Yes to both questions. Still have to pay a few the old fashioned way as a couple of our utilities do not have online payments yet.
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Old 01-21-2003, 02:44 PM   #6 (permalink)
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I pay them online through our credit union. Costs $4.95 a month. I am thinking of cancelling the service now that we've paid everything off. We just have a few bills to pay (cable, phone etc..) now so I'm thinking of going back to writing checks. I just can't justify the $4.95 now without our gazillion credit card accounts.
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Old 01-21-2003, 11:16 PM   #7 (permalink)
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Yep, I have an online bank account, no monthly fees and no fees to pay bills online either. I love it!! So easy and painless!
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Old 01-21-2003, 11:45 PM   #8 (permalink)
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No. I would like to, but my bank charge $6.95 amonth for this. I have only 2 or 3 bills to pay this way.
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Old 01-24-2003, 04:34 PM   #9 (permalink)
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Yes, I pay all the ones that don't charge an extra fee for it on-line.It is so much easier and saves on postage and checks.
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Old 01-24-2003, 04:56 PM   #10 (permalink)
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I don't mail any. I either have them auto deducted from our account or pay online.
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Old 01-24-2003, 09:58 PM   #11 (permalink)
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Yes I do this through the credit union-No fees at all. Now if I could just get them to come here and pick up the checks I want to deposit!!! LOL
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Old 01-31-2005, 07:08 PM   #12 (permalink)
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I have online banking. Not only does it save on envelopes, postage, it also saves on late fees.
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Old 01-31-2005, 07:17 PM   #13 (permalink)
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I pay the majority of my bills online as well. I save a stamp and time writing out a check, plus time going to the PO to mail it.
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Old 01-31-2005, 07:33 PM   #14 (permalink)
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Dah! Never thought about saving on my checks.
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Old 01-31-2005, 10:13 PM   #15 (permalink)
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I pay all but 2 bills online. Its so easy!
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