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  1. #1
    Registered User Jayne's Avatar
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    Unhappy Hit an all time debt high

    Well I bit the bullet today and called all the cc companies and loans we owe to get balances......Oh my....we are $116,416.00 in debt...this is credit cards, a personal loan, equity loan and car loan....I am just sick about this ......we also have our mortgage on top of this $121,000.00......

    We have alot of digging out to do and I could really use the support of you all here and lots of prayers......Thanks, Jayne

  2. #2
    Founder Sara Noel's Avatar
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    I know it's overwhelming, but facing the total numbers is the first step to change.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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  3. #3
    Master Dollar Stretcher aka DixieBob Dixie's Avatar
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    You can dig yourself out of this debt, one step at a time.

  4. #4
    Master Dollar Stretcher
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    Jayne,
    I know that big number can be overwhelming, but I also know you and your determined attitutude. You can and will dig yourself out! Just remember , you have a huge cheering section here who believes in you and loves you to bits!!!!

  5. #5
    Super Moderator Darlene's Avatar
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    Cheering you on Jayne! Lets get those ##'s down. You can do it!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
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  6. #6
    Registered User mom2matty's Avatar
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    Jayne!! Facing the total can be the hardest thing......now you can work on a plan to work your way out of the debt......you can do it!!!!

  7. #7
    KimBob
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    You can do it!!!!!!!!

  8. #8
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    You can do it! We are all here to cheer you on!

    Melina

  9. #9
    pip
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    You can do it. Remember, baby steps and you'll still make progress.
    Sandy

    My Blog: http://mysimplelifebysandy.blogspot.com/

  10. #10
    Registered User sunshine's Avatar
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    You can do it! My hospital bill for one admission (uncovered by insurance) was $124,000- then we added tons of cc debt, house payments and car payments to the mix. At one time we were nearly $200,000 in debt. Today we are at just at $40,000- $90,000 if you add my son's house that we co-signed.

    One day at a time, one step at a time, one payment at a time and you will get there.

  11. #11
    Moderator aka AmyBob AmyBoz's Avatar
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    You can do it and we're all here to cheer you on!
    My Blog: http://amysreallife.wordpress.com

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    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."

  12. #12
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    YOU CAN DO IT!!!!!!!!!!!!!!

    Thanks for trusting us so much to tell us, and now we can help to cheer you on as you step by step eat away at that debt!!

  13. #13
    Registered User Early Bird's Avatar
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    This is the right place to come, if you want to conquer that debt.
    2012 Knitting in progress
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    • Branching Out scarf
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  14. #14
    Registered User voodidit's Avatar
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    Just remember we are all behind you when you need someone to lean on!

  15. #15
    Registered User nodmicks's Avatar
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    Jayne,
    You took the first step! The next step is to vow to create no new debt unless it is an absolute emergency.
    We are also paying off a chunk ourselves. I found alot of help using Dave Ramseys principals https://www.mytotalmoneymakeover.com...d=9&zb=7255050

    There are a few of us doing a debt reduction challenge. We picked the debts we want to concentrate on now and posted them. Please feel free to join us because you certainly are not alone!
    Also, I've found a budget with sinking funds really helps with those unexpected expenses.
    Please holler if I can in anyway help.
    Best of luck! You can do it
    ~July 19 saving goal for event $80/$1000

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