Debt Reduction & Money Management Discussions on debt reduction, credit cards, consolidation, debt free living, and money. Snowballing debt, paying yourself first, and money management.
10-13-2005, 04:19 PM
#1 (permalink )
AmyBoz
is holding out high hopes for 2010.
Moderator aka AmyBob
Points: 83,885, Level: 70
Level up: 60%, 965 Points needed
Join Date: Jul 2001
Location: Northern NJ
Age: 38
My Mood:
Thanks: 1,063
Thanked 1,345 Times in 742 Posts
hugs: 35
hugged at 225 Times in 101 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
33
Not Ranked
:
+0 / -0
0 score
And the fat lady is FINALLY singing!!!
Well, I am pleased to announce that as of today, our $18,000 home equity loan has been paid in full. We took it out last August and as of today, it is gone. Every extra cent we've had has gone toward that loan and it has been tight. Because of it, we have nothing in savings and nothing in checking. It's been paycheck to paycheck and will continue to be until next September as repercussions for this loan, but it's gone. Done. No more a sucking drain on our finances.
A weight has definitely been lifted.
Okay, now onto the van loan!
__________________
My Blog:
http://amysreallife.wordpress.com
Amy
Wife to
Mommy to 3
Public School Teacher
Our Only Debt: Mortgage - $290,206.99
Personal Savings Goal: $381.32/$5,000
Fling 2010 Things in 2010: 234/2010
Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
10-13-2005, 04:34 PM
#2 (permalink )
Sara Noel
is thinking "This is something that
happens" --Stanley Spector
Admin
Join Date: Apr 2001
Location: Michigan
Age: 40
My Mood:
Thanks: 655
Thanked 1,439 Times in 551 Posts
hugs: 28
hugged at 24 Times in 15 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
10
Not Ranked
:
+0 / -0
0 score
I think it's amazing how quickly you paid it off. You should be proud.
__________________
If you'd like to help support
Frugal Living by Sara Noel , my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's syndicated through
United Media . Thank you for supporting Frugal Village.
Twitter: http://twitter.com/snoel
Facebook Users: Become a fan of Frugal Village
10-13-2005, 04:49 PM
#3 (permalink )
Dedlered
has no status.
Registered User
Points: 12,418, Level: 26
Level up: 75%, 232 Points needed
Join Date: Nov 2002
Location: The Windy City
Age: 44
Thanks: 0
Thanked 0 Times in 0 Posts
hugs: 0
hugged at 0 Times in 0 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
10
Not Ranked
:
+0 / -0
0 score
Way to go!!
__________________
Laura in Chicago
It's not having what you want, it's wanting what you've got. - Sheryl Crowe
10-13-2005, 04:51 PM
#4 (permalink )
forestdale
has no status.
Registered User
Points: 33,863, Level: 44
Level up: 95%, 87 Points needed
Join Date: Jan 2004
Location: Australia
Age: 61
Thanks: 0
Thanked 9 Times in 7 Posts
hugs: 0
hugged at 0 Times in 0 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
13
Not Ranked
:
+0 / -0
0 score
10-13-2005, 05:08 PM
#5 (permalink )
canadian gardener
has no status.
Margery Bob
Points: 20,877, Level: 35
Level up: 11%, 1,073 Points needed
Join Date: Jan 2004
Location: Kamloops in the central desert area of BC
Thanks: 0
Thanked 98 Times in 36 Posts
hugs: 0
hugged at 4 Times in 4 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
13
Not Ranked
:
+0 / -0
0 score
wooohoooo you debt killing queen you!!!!!
way to go girl!!!!
__________________
margery
"A life all turbulence and noise may seem
To him that leads it wise and to be praised.
But wisdom is a pearl with most success
Sought in still waters." William Cowper
10-13-2005, 05:20 PM
#6 (permalink )
PrairieRose
is working on the next 5.
Registered User
Points: 64,594, Level: 62
Level up: 7%, 1,956 Points needed
Join Date: Apr 2002
Location: Texas
My Mood:
Thanks: 241
Thanked 519 Times in 386 Posts
hugs: 9
hugged at 1 Time in 1 Post
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
27
Not Ranked
:
+0 / -0
0 score
WTG!
That's wonderful. I'm thrilled for ya, I know it's been hard, but well worth it, yes?
__________________
~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
*We're debt freeeeeeeee! ( including the house )*
10-13-2005, 05:32 PM
#7 (permalink )
ecgsmama
has no status.
Registered User
Level up: 92%, 44 Points needed
Join Date: Aug 2005
Location: Potter County, PA
Age: 33
My Mood:
Thanks: 55
Thanked 17 Times in 12 Posts
hugs: 4
hugged at 11 Times in 2 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
5
Not Ranked
:
+0 / -0
0 score
Way to go!
AMAZING!
__________________
May today there be peace within...
May you trust your highest power that you are exactly where you are meant to be...
Loving wife to dh for 10 years
Loving mother to...
ds, 8
ds, 6
ds, 4
10-13-2005, 06:00 PM
#8 (permalink )
Katybird
is a bookaholic.
Registered User
Points: 47,150, Level: 53
Level up: 6%, 1,700 Points needed
Join Date: Oct 2002
Location: Down the road apiece and around the corner
My Mood:
Thanks: 398
Thanked 259 Times in 156 Posts
hugs: 19
hugged at 0 Times in 0 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
23
Not Ranked
:
+0 / -0
0 score
Excellent job Amy!
__________________
“
Books are the treasured wealth of the world and the fit inheritance of generations and nations. ” --Henry David Thoreau
10-13-2005, 06:13 PM
#9 (permalink )
Mom23boys
is enjoying Spring Break!
Moderator aka MichelleBob
Points: 74,465, Level: 66
Level up: 58%, 985 Points needed
Join Date: May 2002
Location: Texas
Age: 40
My Mood:
Thanks: 292
Thanked 340 Times in 270 Posts
hugs: 28
hugged at 88 Times in 16 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
30
Not Ranked
:
+0 / -0
0 score
WOW! You go Amy! That is amazing that you were able to pay it off so quickly.
__________________
~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 21, Chris, 18, and Dakota, 15~
10-13-2005, 06:38 PM
#10 (permalink )
Emerald_Mommy
has no status.
Registered User
Points: 10,346, Level: 24
Level up: 37%, 504 Points needed
Join Date: Jul 2004
Location: midwest
Thanks: 0
Thanked 0 Times in 0 Posts
hugs: 0
hugged at 0 Times in 0 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
8
Not Ranked
:
+0 / -0
0 score
WTG!
You should be really proud of yourselves! I wish we would get that serious about our mortgage...
__________________
- Karen -
10-13-2005, 06:49 PM
#11 (permalink )
RuthNY
has no status.
Registered User
Level up: 92%, 50 Points needed
Join Date: Oct 2004
Location: Upstate NY
Thanks: 0
Thanked 0 Times in 0 Posts
hugs: 0
hugged at 0 Times in 0 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
6
Not Ranked
:
+0 / -0
0 score
My gosh Amy I can't believe how fast you were able to pay that off. Way To GO!
You are a
with the
!
__________________
It is only with the heart that one can see rightly;
What is essential is invisible to the eye.
EF: $100
10-13-2005, 06:53 PM
#12 (permalink )
dolphin
is alias CarolynBob.
Registered User
Points: 27,877, Level: 40
Level up: 72%, 373 Points needed
Join Date: Mar 2002
Location: Nevada
Age: 54
My Mood:
Thanks: 41
Thanked 152 Times in 112 Posts
hugs: 2
hugged at 12 Times in 6 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
14
Not Ranked
:
+0 / -0
0 score
I'm totally in awe of your determination to pay this off and your ability to get it done! Congratulations Amy!
10-13-2005, 06:57 PM
#13 (permalink )
SHOPGIRL
is sad her vacation is now over.
Registered User
Points: 13,579, Level: 28
Level up: 4%, 871 Points needed
Join Date: Jul 2005
My Mood:
Thanks: 7
Thanked 47 Times in 20 Posts
hugs: 0
hugged at 1 Time in 1 Post
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
7
Not Ranked
:
+0 / -0
0 score
__________________
Shopgirl
10-13-2005, 06:57 PM
#14 (permalink )
pkellyc
has no status.
Registered User
Level up: 67%, 268 Points needed
Join Date: Aug 2004
Location: CT
Thanks: 1
Thanked 19 Times in 13 Posts
hugs: 0
hugged at 1 Time in 1 Post
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
8
Not Ranked
:
+0 / -0
0 score
Good job!
10-13-2005, 07:18 PM
#15 (permalink )
Michelle
is excited for Spring
Super Moderator
Points: 108,713, Level: 80
Level up: 29%, 1,937 Points needed
Join Date: Apr 2001
Location: Mass.
My Mood:
Thanks: 998
Thanked 1,253 Times in 955 Posts
hugs: 81
hugged at 46 Times in 32 Posts
Ranked Posts:
Highest Ranked 0
Highly Ranked 0
Lowly Ranked 0
Lowest Ranked 0
Rep Power:
42
Not Ranked
:
+0 / -0
0 score
__________________
*~*Michelle*~*
"You can't have your best health without exercise. It's just not possible" ~ Leslie Sansone, WATP
Thread Tools
Display Modes
Linear Mode
Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is On
All times are GMT -4. The time now is 02:41 AM .