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Thread: Hoping to Consolidate
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11-28-2005, 10:36 PM #1
Hoping to Consolidate
I have two large credit cards bills that are mine all mine.....my dh does not pay on them or use them..... since I don't work I have been using all the extra to pay on them. I am cutting them up and have applied for a debt consolidation loan to pay them off. Please send me all the good thingies you have hoping I get the loan. I will know tommrow.
Part of the bills are shared by my sis so she is/will be helping me pay the loan. It would be alot less each month and a set interest rate. I hope that I get this so that I can get this taken care of and get ahold on these bills.
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11-28-2005, 10:41 PM #2
Good luck! I hope it goes through. It will be such a relief!
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11-29-2005, 02:51 PM #3
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11-29-2005, 03:01 PM #4
Sending good thingies your way.
~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 23, Chris, 21, and Dakota, 17~~Mother-in-law to Amber, wife of Richard~~Elementary Teacher~
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11-29-2005, 03:23 PM #5
I tried this a few years ago. I was able to get a personal loan from People'sbank.com (10.99% APR back in '01) -- but they've since been bought out by another bank.
And their interest rates are much higher now than before.
Good luck.
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11-29-2005, 03:43 PM #6
Hope you get a handle on them soon so you can get them paid off quicker. Good for you on cutting those babies up.
~*Darlene*~
Live Well~LaughOften~Love Much
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
Leo Buscaglia
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11-30-2005, 01:39 PM #7
Good Luck Cornelia! I hope you get the loan you need!
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11-30-2005, 01:51 PM #8
Best of luck- we are getting a home equity loan right now to do the same thing. We were able to get a decent rate from out bank (I think 6%, but could possibly 6.25%, won't know for sure for a couple days- either way, they are both good.) We got offers from several banks using bankrate.com, but out wn local bank gave us the best deal- and they always have in the past, too.
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