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  1. #1
    CorneliaBob
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    Default Hoping to Consolidate

    I have two large credit cards bills that are mine all mine.....my dh does not pay on them or use them..... since I don't work I have been using all the extra to pay on them. I am cutting them up and have applied for a debt consolidation loan to pay them off. Please send me all the good thingies you have hoping I get the loan. I will know tommrow.

    Part of the bills are shared by my sis so she is/will be helping me pay the loan. It would be alot less each month and a set interest rate. I hope that I get this so that I can get this taken care of and get ahold on these bills.

  2. #2
    Registered User SHOPGIRL's Avatar
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    Good luck! I hope it goes through. It will be such a relief!

  3. #3
    Registered User alabamagirl's Avatar
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    Good thoughts and wishing coming your way! Keep us posted,

    Debbie

  4. #4
    Registered User Mom23boys's Avatar
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    Sending good thingies your way.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~

  5. #5
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    I tried this a few years ago. I was able to get a personal loan from People'sbank.com (10.99% APR back in '01) -- but they've since been bought out by another bank.

    And their interest rates are much higher now than before.

    Good luck.

  6. #6
    Super Moderator Darlene's Avatar
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    Hope you get a handle on them soon so you can get them paid off quicker. Good for you on cutting those babies up.
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

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  7. #7
    Registered User Michele Annette's Avatar
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    Good Luck Cornelia! I hope you get the loan you need!

  8. #8
    Registered User Kimberlina's Avatar
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    Best of luck- we are getting a home equity loan right now to do the same thing. We were able to get a decent rate from out bank (I think 6%, but could possibly 6.25%, won't know for sure for a couple days- either way, they are both good.) We got offers from several banks using bankrate.com, but out wn local bank gave us the best deal- and they always have in the past, too.

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