Just saved $30 with one phone call

[SHOPGIRL]

I received credit card statement from a credit card that I have a zero balance on with a $30 charge. It was for the yearly fee. I don't remember ever paying a $30 yearly fee for the use of this card. It's not even a card with perks or a great interest rate.  So, I decided since I didn't really need this card that I'd just call and cancel the card.  I fully intended to cancel the card.  Of course, they wanted to know why I was canceling the card. I told them because of the fee.  You can guess their reply.  Will you keep the card if we get rid of the fee?  I said, of course.  So, with one phone call, the fee was taken care of.  It's worth making the call!

[homesteadmamma]

Good for you.

[Mom23boys]

Way to go! I guess they think they can make more on interest fees than on the $30 yearly fee.

[PrairieRose]

Good for you! It never hurts to call.

[couponchic]

Smart thinking. Why should we as consumers have to pay to carry their credit card? Never made sense to me. I refuse to carry a credit card that has an annual fee.