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  1. 05-23-2006, 01:31 PM #1
    banana
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    Default I feel very fortunate

    During the past month or so it is amazing how many friends and family members said in conversation how much they were struggling financially and how they either re-financed their house to consolidate all their bills or took out a HELOC to pay their bills off. I feel for them I really do, it could have easily been us as we were on the same road but..........

    I am very fortunate to have found this site to learn how to live below my means, how to save for a rainy day and how to say no to myself when I want to purchase something that isnt a necessity. I am also very fortunate to have paid off all of my debt besides my car loan. Yes at times there is no money for anything extra but I feel blessed!

    married to my honey
    mommy to one handsome teenager
    mommy to 2 furbabies

    no consumer debt, zero, zip nada

    mortgage - 56,140.96 pay off date 11/2017
    car fund 5,000
    heating unit 0
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  2. 05-23-2006, 01:42 PM #2
    AmyBoz
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    My Blog: http://amysreallife.wordpress.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
    Fling 2012 Things in 2012 Challenge: 253/2012
    Reading Challenge: 6 book read in 2012

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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  3. 05-23-2006, 03:18 PM #3
    Darlene
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    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!
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  4. 05-23-2006, 06:18 PM #4
    PrairieRose
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    I know just how you feel.

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
    *We're debt freeeeeeeee! (including the house)*


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  5. 05-23-2006, 07:18 PM #5
    leezza
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    What a wonderful attitude to have : )

    leezza

    PS. I feel blessed also!
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  6. 05-23-2006, 07:39 PM #6
    miss_thrifty
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    It is a great feeling!! I'm so glad for u!!!
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  7. 05-23-2006, 07:53 PM #7
    dwallyfam
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    Great feeling isn't it.

    Kellie
    Kellie

    2012 Challenges
    Reading challenge 6/52
    Lose a pound challenge 3/50
    Homestead challenge - Clean out gazebo
    Home Project challenge - Plant garden/work on bedroom
    Gocery Budget Challenge - 0/300
    Coupon Saving challenge - 82.23

    April Goals
    1. Clean out dad's apartment - partially done
    2. Work on his taxes-done and mailed
    3. Track expenses - have to really work on this one
    4. Find more freebies
    5. find ways to reduce expenses since won't have a job after this month
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  8. 05-23-2006, 09:32 PM #8
    handmerounds
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    My husband and I have made some unwise financial decisions in the past. Since finding this site and discovering Dave Ramsey, plus life experience, we'll not make those mistakes again. We are both 30 and things are looking up for us financially. We have sold our big truck with the $565 monthly payment, and hubby bought an older model truck and paid cash. We have our house up for sale and have just bought ourselves 27 acres and paid $6000 down (inheritance from my Grandpa), so we only owe $15000 on it. We still have a long way to go, but we are learning and making better decisions. I wish I knew then what I know now!! I feel blessed too for this site and all the advice that is given! Thank you!
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  9. 05-24-2006, 12:11 AM #9
    Lorri
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    It is so nice to see appreciation and optimism.
    good job!
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  10. 05-24-2006, 12:28 AM #10
    chatterweb
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    I was just thinking these thoughts today!

    We may have some debt and 2 mortgages, but they are manageable, and we are in control. I am so grateful we never had to consolitdate bills, and also for our wiser financial decisions.
    Sure, we would be better off with only one mortgage, and we have thought of selling the 2nd home, however, we are current on all bills, and are still living comertbaly. We just had to tighten up our spending habits to not dip into the savings or credit cards!
    Thank you Frugal Village!!
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  11. 05-24-2006, 08:14 AM #11
    nodmicks
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    I totally agree with you!
    ~July 19 saving goal for event $104/$1000
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