What kind of retirement accounts do you have?

**Telephus44** · 12-23-2006, 10:52 PM

What kind of retirement accounts do you have or have available to you? We currently have:

a ROTH IRA (was mine before we got married)
a 401K from an old job of mine
a second 401K from an old job of mine
...and DH had his 401K through his current employer.

Neither of us have pension plans available to us. The last company I worked at actually had a pension plan, although I was laid off so I probably won't see anything from it (though I do have an email in with them to check on it).

**chatterweb** · 12-24-2006, 12:18 AM

We each have a pension plan that is called Calpers.
We each also are doing the ARSC to retire 5 years early through Calpers. It will cost us 386.00 per month for 15 years, taken from our paycheck.
The longer we wait the costlier it is, so we jumped in early on the ARSC.
We also each have ICMA retirement 457K plans.
And I have some mutual funds through State Farm, my Dad was an agent so they are no load, no fee funds.
I put some money into alll these but...
I am so green about all this stuff.
I am less green at buying a property and going from there.

**AmyBoz** · 12-24-2006, 08:48 AM

Dh has a 401k with his company that he's been w/for 9 years. I have a 403b w/AIG Valic. I also have a pension as a state employee, but they are trying to take that away from teachers right now, even though the money has been taken from our paychecks.

**danni** · 12-24-2006, 11:37 AM

We both have RRSPs.

**seadream** · 12-24-2006, 12:04 PM

DH has a 401k and a profit share at work

**nuisance26** · 12-24-2006, 12:49 PM

~DH has a 401K at his job. He's worked there 10 years. I worked minimum wage jobs before getting married, so no accounts for me. We currently contribute 7% and the company matches 50% of that. Our income is still in the 'low' bracket so this is a squeeze for us. I'm planning to double our retirement savings when DH hits 40. That's about 6 years away. By then we should be a 'middle income' family.~

**Emerald_Mommy** · 12-24-2006, 02:27 PM

We have a Roth.

**Nantahala** · 12-24-2006, 06:28 PM

Roth IRA for now as I don't plan on staying at this job for much longer and they don't match.

**Bethany** · 12-24-2006, 11:33 PM

I have a 403b which my company pays 8% of my gross towards and I contribute 2%.
I have a Roth IRa.
Husband has an annuity at work and a pension.

**starsapphire** · 12-25-2006, 02:16 PM

I am a county employee and we have a pension plan, roughly 9% goes into it per month. I have a ROTH with a very small balance in it right now but I'm going to start contributing to it again in January.

DH is at a new job and won't be eligible for his 401k and ESOP until August.

**Amanda W** · 12-25-2006, 02:36 PM

DH and I both have 401K's. We put in 4% and our companies match 2%. That's the maximum amount that they will match. After we complete our debt snowball in the spring, we're both going to open up Roth's.

**dcompton** · 12-25-2006, 10:54 PM

I work for the state and have a 403b (I think) with TIAA-Cref. But we don't pay social security -- this takes the place of it, and there is no match. I try to add additional to it, though I have not since I began ill in August. I hope to start that again in a few months. Right now, I'm more concerned about building up the EF.

**dcompton** · 12-25-2006, 10:54 PM

I work for the state and have a 403b (I think) with TIAA-Cref. But we don't pay social security -- this takes the place of it, and there is no match. I try to add additional to it, though I have not since I began ill in August. I hope to start that again in a few months. Right now, I'm more concerned about building up the EF.

**dcompton** · 12-25-2006, 10:54 PM

I work for the state and have a 403b (I think) with TIAA-Cref. But we don't pay social security -- this takes the place of it, and there is no match. I try to add additional to it, though I have not since I began ill in August. I hope to start that again in a few months. Right now, I'm more concerned about building up the EF.