Monthy financial goals...question

**Sahmamma** · 01-05-2007, 09:15 AM

hi!! I was wondering how you all kept up with your monthly financial goals? like one of mine is to contribute $25 each month to each of my kids 529 plans. do you just use a calender? what can I do so that I won't forget and I can keep track of my progress?

**nuisance26** · 01-05-2007, 09:19 AM

~I post all my goals in the Goals and Dreams section, then I print out the page and put it eye level on my fridge. I see it everytime I get something out so my goals are always fresh in my mind.~

**BlackstoneMama** · 01-05-2007, 11:59 AM

With regard to the 529, I have my 2 kiddo's plans through Fidelity Investments. I have them take the money out automatically 2 times a month. I never have to think about it.

Once on the 15th for my son and once on the 30th of the month for my daughter, that way, I don't feel the money missing from my checking out and don't forget to do it.

Autowithdrawl is the way to go!

**tigo** · 01-05-2007, 01:59 PM

My kids' 529 accounts are funded by auto-deduction as well. As for my goals - I have a little calendar that I printed out (index card sized) on which I mark off my no-spend days, exercise commitment days, freebies and no dining out days. I have it in my day planner (still a paper and pen type girl- no blackberry here) so I see it several times a day. Posting in the different challenges links helps too because then I think about it "gee, if I buy the candy bar and blow my no-spend day, the other folks will know I am falling down on the job on this" - lol.

**Sahmamma** · 01-05-2007, 06:41 PM

I will have to check on that auto deduction, I think my dh's employer might do it. thanks!!

**favesis37** · 01-06-2007, 08:00 AM

what is a 529? never heard of it.

thanks

**Sahmamma** · 01-06-2007, 08:08 AM

Originally Posted by favesis37

what is a 529? never heard of it.

thanks

it is a college education fund.

**favesis37** · 01-06-2007, 08:09 AM

thank you.

**McD** · 01-06-2007, 11:19 AM

529's are a really awesome way to fund your child's education too.

I have 50$ direct deposited out of every paycheck to ds's savings account. Everytime he hits 500$ I pull it and put it in a c.d.

As for dh's and I's financial goals, I work at the bank we bank with. So I monitor my account very closely. If I see that we only have 1 125$ daycare bill left before we get paid again and we still have 500$ in our checking, I move around 250$ to savings.

I just monitor the crap out of our money.

**Sahmamma** · 01-06-2007, 01:44 PM

Originally Posted by MrsMcDowell

529's are a really awesome way to fund your child's education too.

I have 50$ direct deposited out of every paycheck to ds's savings account. Everytime he hits 500$ I pull it and put it in a c.d.

As for dh's and I's financial goals, I work at the bank we bank with. So I monitor my account very closely. If I see that we only have 1 125$ daycare bill left before we get paid again and we still have 500$ in our checking, I move around 250$ to savings.

I just monitor the crap out of our money.

I like that, I am pretty obsessed about watching our money too

**zasoror1** · 01-08-2007, 02:50 PM

Originally Posted by BlackstoneMama

With regard to the 529, I have my 2 kiddo's plans through Fidelity Investments. I have them take the money out automatically 2 times a month. I never have to think about it.

Once on the 15th for my son and once on the 30th of the month for my daughter, that way, I don't feel the money missing from my checking out and don't forget to do it.

Autowithdrawl is the way to go!

I agree!!!